LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,167
−HK$9,605/mo
▼ 0.25% · 3.875%
HK$157,931
−HK$4,841/mo
Today · 4.125%
HK$162,772
baseline
▲ 0.50% · 4.625%
HK$172,676
+HK$9,904/mo
Deposit HK$33.59M · loan HK$33.59M · min. income ≈ HK$325,544/mo (50% DSR)
Upfront cash ≈ HK$36.44M (deposit + AVD stamp duty HK$2,854,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,397
−HK$9,206/mo
▼ 0.25% · 3.875%
HK$174,967
−HK$4,636/mo
Today · 4.125%
HK$179,603
baseline
▲ 0.50% · 4.625%
HK$189,070
+HK$9,467/mo
Deposit HK$33.59M · loan HK$33.59M · min. income ≈ HK$359,206/mo (50% DSR)
Upfront cash ≈ HK$36.44M (deposit + AVD stamp duty HK$2,854,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,800
−HK$11,526/mo
▼ 0.25% · 3.875%
HK$189,517
−HK$5,809/mo
Today · 4.125%
HK$195,326
baseline
▲ 0.50% · 4.625%
HK$207,211
+HK$11,885/mo
Deposit HK$26.87M · loan HK$40.30M · min. income ≈ HK$390,652/mo (50% DSR)
Upfront cash ≈ HK$29.72M (deposit + AVD stamp duty HK$2,854,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,476
−HK$11,047/mo
▼ 0.25% · 3.875%
HK$209,960
−HK$5,563/mo
Today · 4.125%
HK$215,523
baseline
▲ 0.50% · 4.625%
HK$226,884
+HK$11,361/mo
Deposit HK$26.87M · loan HK$40.30M · min. income ≈ HK$431,046/mo (50% DSR)
Upfront cash ≈ HK$29.72M (deposit + AVD stamp duty HK$2,854,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,434
−HK$13,446/mo
▼ 0.25% · 3.875%
HK$221,104
−HK$6,776/mo
Today · 4.125%
HK$227,880
baseline
▲ 0.50% · 4.625%
HK$241,746
+HK$13,866/mo
Deposit HK$20.15M · loan HK$47.02M · min. income ≈ HK$455,760/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$2,854,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,555
−HK$12,889/mo
▼ 0.25% · 3.875%
HK$244,953
−HK$6,491/mo
Today · 4.125%
HK$251,444
baseline
▲ 0.50% · 4.625%
HK$264,698
+HK$13,254/mo
Deposit HK$20.15M · loan HK$47.02M · min. income ≈ HK$502,888/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$2,854,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,700
−HK$17,289/mo
▼ 0.25% · 3.875%
HK$284,276
−HK$8,713/mo
Today · 4.125%
HK$292,989
baseline
▲ 0.50% · 4.625%
HK$310,817
+HK$17,828/mo
Deposit HK$6.72M · loan HK$60.45M · min. income ≈ HK$585,978/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$2,854,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,714
−HK$16,571/mo
▼ 0.25% · 3.875%
HK$314,940
−HK$8,345/mo
Today · 4.125%
HK$323,285
baseline
▲ 0.50% · 4.625%
HK$340,325
+HK$17,040/mo
Deposit HK$6.72M · loan HK$60.45M · min. income ≈ HK$646,570/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$2,854,763 · Scale 2, in force from 26 Feb 2026)