LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,174
−HK$9,606/mo
▼ 0.25% · 3.875%
HK$157,939
−HK$4,841/mo
Today · 4.125%
HK$162,780
baseline
▲ 0.50% · 4.625%
HK$172,685
+HK$9,905/mo
Deposit HK$33.59M · loan HK$33.59M · min. income ≈ HK$325,560/mo (50% DSR)
Upfront cash ≈ HK$36.44M (deposit + AVD stamp duty HK$2,854,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,405
−HK$9,206/mo
▼ 0.25% · 3.875%
HK$174,975
−HK$4,636/mo
Today · 4.125%
HK$179,611
baseline
▲ 0.50% · 4.625%
HK$189,079
+HK$9,468/mo
Deposit HK$33.59M · loan HK$33.59M · min. income ≈ HK$359,222/mo (50% DSR)
Upfront cash ≈ HK$36.44M (deposit + AVD stamp duty HK$2,854,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,809
−HK$11,527/mo
▼ 0.25% · 3.875%
HK$189,527
−HK$5,809/mo
Today · 4.125%
HK$195,336
baseline
▲ 0.50% · 4.625%
HK$207,221
+HK$11,885/mo
Deposit HK$26.87M · loan HK$40.30M · min. income ≈ HK$390,672/mo (50% DSR)
Upfront cash ≈ HK$29.72M (deposit + AVD stamp duty HK$2,854,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,486
−HK$11,048/mo
▼ 0.25% · 3.875%
HK$209,970
−HK$5,564/mo
Today · 4.125%
HK$215,534
baseline
▲ 0.50% · 4.625%
HK$226,895
+HK$11,361/mo
Deposit HK$26.87M · loan HK$40.30M · min. income ≈ HK$431,068/mo (50% DSR)
Upfront cash ≈ HK$29.72M (deposit + AVD stamp duty HK$2,854,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,444
−HK$13,448/mo
▼ 0.25% · 3.875%
HK$221,115
−HK$6,777/mo
Today · 4.125%
HK$227,892
baseline
▲ 0.50% · 4.625%
HK$241,758
+HK$13,866/mo
Deposit HK$20.15M · loan HK$47.02M · min. income ≈ HK$455,784/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$2,854,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,567
−HK$12,889/mo
▼ 0.25% · 3.875%
HK$244,965
−HK$6,491/mo
Today · 4.125%
HK$251,456
baseline
▲ 0.50% · 4.625%
HK$264,711
+HK$13,255/mo
Deposit HK$20.15M · loan HK$47.02M · min. income ≈ HK$502,912/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$2,854,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,714
−HK$17,290/mo
▼ 0.25% · 3.875%
HK$284,290
−HK$8,714/mo
Today · 4.125%
HK$293,004
baseline
▲ 0.50% · 4.625%
HK$310,832
+HK$17,828/mo
Deposit HK$6.72M · loan HK$60.46M · min. income ≈ HK$586,008/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$2,854,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,729
−HK$16,572/mo
▼ 0.25% · 3.875%
HK$314,955
−HK$8,346/mo
Today · 4.125%
HK$323,301
baseline
▲ 0.50% · 4.625%
HK$340,342
+HK$17,041/mo
Deposit HK$6.72M · loan HK$60.46M · min. income ≈ HK$646,602/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$2,854,903 · Scale 2, in force from 26 Feb 2026)