LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,181
−HK$9,606/mo
▼ 0.25% · 3.875%
HK$157,946
−HK$4,841/mo
Today · 4.125%
HK$162,787
baseline
▲ 0.50% · 4.625%
HK$172,692
+HK$9,905/mo
Deposit HK$33.59M · loan HK$33.59M · min. income ≈ HK$325,574/mo (50% DSR)
Upfront cash ≈ HK$36.44M (deposit + AVD stamp duty HK$2,855,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,412
−HK$9,207/mo
▼ 0.25% · 3.875%
HK$174,983
−HK$4,636/mo
Today · 4.125%
HK$179,619
baseline
▲ 0.50% · 4.625%
HK$189,087
+HK$9,468/mo
Deposit HK$33.59M · loan HK$33.59M · min. income ≈ HK$359,238/mo (50% DSR)
Upfront cash ≈ HK$36.44M (deposit + AVD stamp duty HK$2,855,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,817
−HK$11,527/mo
▼ 0.25% · 3.875%
HK$189,535
−HK$5,809/mo
Today · 4.125%
HK$195,344
baseline
▲ 0.50% · 4.625%
HK$207,231
+HK$11,887/mo
Deposit HK$26.87M · loan HK$40.31M · min. income ≈ HK$390,688/mo (50% DSR)
Upfront cash ≈ HK$29.73M (deposit + AVD stamp duty HK$2,855,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,495
−HK$11,048/mo
▼ 0.25% · 3.875%
HK$209,979
−HK$5,564/mo
Today · 4.125%
HK$215,543
baseline
▲ 0.50% · 4.625%
HK$226,905
+HK$11,362/mo
Deposit HK$26.87M · loan HK$40.31M · min. income ≈ HK$431,086/mo (50% DSR)
Upfront cash ≈ HK$29.73M (deposit + AVD stamp duty HK$2,855,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,454
−HK$13,448/mo
▼ 0.25% · 3.875%
HK$221,124
−HK$6,778/mo
Today · 4.125%
HK$227,902
baseline
▲ 0.50% · 4.625%
HK$241,769
+HK$13,867/mo
Deposit HK$20.15M · loan HK$47.02M · min. income ≈ HK$455,804/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$2,855,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,577
−HK$12,890/mo
▼ 0.25% · 3.875%
HK$244,976
−HK$6,491/mo
Today · 4.125%
HK$251,467
baseline
▲ 0.50% · 4.625%
HK$264,722
+HK$13,255/mo
Deposit HK$20.15M · loan HK$47.02M · min. income ≈ HK$502,934/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$2,855,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,726
−HK$17,290/mo
▼ 0.25% · 3.875%
HK$284,303
−HK$8,713/mo
Today · 4.125%
HK$293,016
baseline
▲ 0.50% · 4.625%
HK$310,846
+HK$17,830/mo
Deposit HK$6.72M · loan HK$60.46M · min. income ≈ HK$586,032/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$2,855,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,742
−HK$16,573/mo
▼ 0.25% · 3.875%
HK$314,969
−HK$8,346/mo
Today · 4.125%
HK$323,315
baseline
▲ 0.50% · 4.625%
HK$340,357
+HK$17,042/mo
Deposit HK$6.72M · loan HK$60.46M · min. income ≈ HK$646,630/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$2,855,029 · Scale 2, in force from 26 Feb 2026)