LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,320
−HK$961/mo
▼ 0.25% · 3.875%
HK$15,796
−HK$485/mo
Today · 4.125%
HK$16,281
baseline
▲ 0.50% · 4.625%
HK$17,271
+HK$990/mo
Deposit HK$3.36M · loan HK$3.36M · min. income ≈ HK$32,562/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$201,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,043
−HK$921/mo
▼ 0.25% · 3.875%
HK$17,500
−HK$464/mo
Today · 4.125%
HK$17,964
baseline
▲ 0.50% · 4.625%
HK$18,911
+HK$947/mo
Deposit HK$3.36M · loan HK$3.36M · min. income ≈ HK$35,928/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$201,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,384
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$18,956
−HK$581/mo
Today · 4.125%
HK$19,537
baseline
▲ 0.50% · 4.625%
HK$20,726
+HK$1,189/mo
Deposit HK$2.69M · loan HK$4.03M · min. income ≈ HK$39,074/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$201,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,452
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$21,000
−HK$557/mo
Today · 4.125%
HK$21,557
baseline
▲ 0.50% · 4.625%
HK$22,693
+HK$1,136/mo
Deposit HK$2.69M · loan HK$4.03M · min. income ≈ HK$43,114/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$201,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,448
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,115
−HK$678/mo
Today · 4.125%
HK$22,793
baseline
▲ 0.50% · 4.625%
HK$24,180
+HK$1,387/mo
Deposit HK$2.02M · loan HK$4.70M · min. income ≈ HK$45,586/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$201,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,861
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,501
−HK$649/mo
Today · 4.125%
HK$25,150
baseline
▲ 0.50% · 4.625%
HK$26,475
+HK$1,325/mo
Deposit HK$2.02M · loan HK$4.70M · min. income ≈ HK$50,300/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$201,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,576
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,434
−HK$871/mo
Today · 4.125%
HK$29,305
baseline
▲ 0.50% · 4.625%
HK$31,088
+HK$1,783/mo
Deposit HK$672K · loan HK$6.05M · min. income ≈ HK$58,610/mo (50% DSR)
Upfront cash ≈ HK$873K (deposit + AVD stamp duty HK$201,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,678
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,501
−HK$834/mo
Today · 4.125%
HK$32,335
baseline
▲ 0.50% · 4.625%
HK$34,040
+HK$1,705/mo
Deposit HK$672K · loan HK$6.05M · min. income ≈ HK$64,670/mo (50% DSR)
Upfront cash ≈ HK$873K (deposit + AVD stamp duty HK$201,556 · Scale 2, in force from 26 Feb 2026)