LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,209
−HK$9,608/mo
▼ 0.25% · 3.875%
HK$157,975
−HK$4,842/mo
Today · 4.125%
HK$162,817
baseline
▲ 0.50% · 4.625%
HK$172,724
+HK$9,907/mo
Deposit HK$33.59M · loan HK$33.59M · min. income ≈ HK$325,634/mo (50% DSR)
Upfront cash ≈ HK$36.45M (deposit + AVD stamp duty HK$2,855,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,443
−HK$9,209/mo
▼ 0.25% · 3.875%
HK$175,015
−HK$4,637/mo
Today · 4.125%
HK$179,652
baseline
▲ 0.50% · 4.625%
HK$189,122
+HK$9,470/mo
Deposit HK$33.59M · loan HK$33.59M · min. income ≈ HK$359,304/mo (50% DSR)
Upfront cash ≈ HK$36.45M (deposit + AVD stamp duty HK$2,855,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,851
−HK$11,529/mo
▼ 0.25% · 3.875%
HK$189,570
−HK$5,810/mo
Today · 4.125%
HK$195,380
baseline
▲ 0.50% · 4.625%
HK$207,268
+HK$11,888/mo
Deposit HK$26.88M · loan HK$40.31M · min. income ≈ HK$390,760/mo (50% DSR)
Upfront cash ≈ HK$29.73M (deposit + AVD stamp duty HK$2,855,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,532
−HK$11,050/mo
▼ 0.25% · 3.875%
HK$210,018
−HK$5,564/mo
Today · 4.125%
HK$215,582
baseline
▲ 0.50% · 4.625%
HK$226,946
+HK$11,364/mo
Deposit HK$26.88M · loan HK$40.31M · min. income ≈ HK$431,164/mo (50% DSR)
Upfront cash ≈ HK$29.73M (deposit + AVD stamp duty HK$2,855,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,493
−HK$13,450/mo
▼ 0.25% · 3.875%
HK$221,165
−HK$6,778/mo
Today · 4.125%
HK$227,943
baseline
▲ 0.50% · 4.625%
HK$241,813
+HK$13,870/mo
Deposit HK$20.16M · loan HK$47.03M · min. income ≈ HK$455,886/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$2,855,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,621
−HK$12,892/mo
▼ 0.25% · 3.875%
HK$245,021
−HK$6,492/mo
Today · 4.125%
HK$251,513
baseline
▲ 0.50% · 4.625%
HK$264,770
+HK$13,257/mo
Deposit HK$20.16M · loan HK$47.03M · min. income ≈ HK$503,026/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$2,855,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,776
−HK$17,294/mo
▼ 0.25% · 3.875%
HK$284,354
−HK$8,716/mo
Today · 4.125%
HK$293,070
baseline
▲ 0.50% · 4.625%
HK$310,902
+HK$17,832/mo
Deposit HK$6.72M · loan HK$60.47M · min. income ≈ HK$586,140/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$2,855,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,798
−HK$16,576/mo
▼ 0.25% · 3.875%
HK$315,026
−HK$8,348/mo
Today · 4.125%
HK$323,374
baseline
▲ 0.50% · 4.625%
HK$340,419
+HK$17,045/mo
Deposit HK$6.72M · loan HK$60.47M · min. income ≈ HK$646,748/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$2,855,549 · Scale 2, in force from 26 Feb 2026)