LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,321
−HK$961/mo
▼ 0.25% · 3.875%
HK$15,798
−HK$484/mo
Today · 4.125%
HK$16,282
baseline
▲ 0.50% · 4.625%
HK$17,273
+HK$991/mo
Deposit HK$3.36M · loan HK$3.36M · min. income ≈ HK$32,564/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$201,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,045
−HK$920/mo
▼ 0.25% · 3.875%
HK$17,502
−HK$463/mo
Today · 4.125%
HK$17,965
baseline
▲ 0.50% · 4.625%
HK$18,912
+HK$947/mo
Deposit HK$3.36M · loan HK$3.36M · min. income ≈ HK$35,930/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$201,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,385
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$18,957
−HK$581/mo
Today · 4.125%
HK$19,538
baseline
▲ 0.50% · 4.625%
HK$20,727
+HK$1,189/mo
Deposit HK$2.69M · loan HK$4.03M · min. income ≈ HK$39,076/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$201,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,453
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$21,002
−HK$556/mo
Today · 4.125%
HK$21,558
baseline
▲ 0.50% · 4.625%
HK$22,695
+HK$1,137/mo
Deposit HK$2.69M · loan HK$4.03M · min. income ≈ HK$43,116/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$201,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,450
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,117
−HK$678/mo
Today · 4.125%
HK$22,795
baseline
▲ 0.50% · 4.625%
HK$24,182
+HK$1,387/mo
Deposit HK$2.02M · loan HK$4.70M · min. income ≈ HK$45,590/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$201,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,862
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$24,502
−HK$650/mo
Today · 4.125%
HK$25,152
baseline
▲ 0.50% · 4.625%
HK$26,477
+HK$1,325/mo
Deposit HK$2.02M · loan HK$4.70M · min. income ≈ HK$50,304/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$201,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,578
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,436
−HK$871/mo
Today · 4.125%
HK$29,307
baseline
▲ 0.50% · 4.625%
HK$31,091
+HK$1,784/mo
Deposit HK$672K · loan HK$6.05M · min. income ≈ HK$58,614/mo (50% DSR)
Upfront cash ≈ HK$873K (deposit + AVD stamp duty HK$201,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,680
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,503
−HK$835/mo
Today · 4.125%
HK$32,338
baseline
▲ 0.50% · 4.625%
HK$34,042
+HK$1,704/mo
Deposit HK$672K · loan HK$6.05M · min. income ≈ HK$64,676/mo (50% DSR)
Upfront cash ≈ HK$873K (deposit + AVD stamp duty HK$201,571 · Scale 2, in force from 26 Feb 2026)