LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,322
−HK$960/mo
▼ 0.25% · 3.875%
HK$15,798
−HK$484/mo
Today · 4.125%
HK$16,282
baseline
▲ 0.50% · 4.625%
HK$17,273
+HK$991/mo
Deposit HK$3.36M · loan HK$3.36M · min. income ≈ HK$32,564/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$201,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,045
−HK$921/mo
▼ 0.25% · 3.875%
HK$17,502
−HK$464/mo
Today · 4.125%
HK$17,966
baseline
▲ 0.50% · 4.625%
HK$18,913
+HK$947/mo
Deposit HK$3.36M · loan HK$3.36M · min. income ≈ HK$35,932/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$201,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,386
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$18,958
−HK$581/mo
Today · 4.125%
HK$19,539
baseline
▲ 0.50% · 4.625%
HK$20,728
+HK$1,189/mo
Deposit HK$2.69M · loan HK$4.03M · min. income ≈ HK$39,078/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$201,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,454
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$21,003
−HK$556/mo
Today · 4.125%
HK$21,559
baseline
▲ 0.50% · 4.625%
HK$22,696
+HK$1,137/mo
Deposit HK$2.69M · loan HK$4.03M · min. income ≈ HK$43,118/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$201,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,450
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,118
−HK$677/mo
Today · 4.125%
HK$22,795
baseline
▲ 0.50% · 4.625%
HK$24,182
+HK$1,387/mo
Deposit HK$2.02M · loan HK$4.70M · min. income ≈ HK$45,590/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$201,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,863
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$24,503
−HK$650/mo
Today · 4.125%
HK$25,153
baseline
▲ 0.50% · 4.625%
HK$26,478
+HK$1,325/mo
Deposit HK$2.02M · loan HK$4.70M · min. income ≈ HK$50,306/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$201,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,579
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,437
−HK$871/mo
Today · 4.125%
HK$29,308
baseline
▲ 0.50% · 4.625%
HK$31,092
+HK$1,784/mo
Deposit HK$672K · loan HK$6.05M · min. income ≈ HK$58,616/mo (50% DSR)
Upfront cash ≈ HK$874K (deposit + AVD stamp duty HK$201,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,681
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,504
−HK$835/mo
Today · 4.125%
HK$32,339
baseline
▲ 0.50% · 4.625%
HK$34,044
+HK$1,705/mo
Deposit HK$672K · loan HK$6.05M · min. income ≈ HK$64,678/mo (50% DSR)
Upfront cash ≈ HK$874K (deposit + AVD stamp duty HK$201,578 · Scale 2, in force from 26 Feb 2026)