LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,226
−HK$9,608/mo
▼ 0.25% · 3.875%
HK$157,992
−HK$4,842/mo
Today · 4.125%
HK$162,834
baseline
▲ 0.50% · 4.625%
HK$172,742
+HK$9,908/mo
Deposit HK$33.60M · loan HK$33.60M · min. income ≈ HK$325,668/mo (50% DSR)
Upfront cash ≈ HK$36.45M (deposit + AVD stamp duty HK$2,855,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,462
−HK$9,209/mo
▼ 0.25% · 3.875%
HK$175,034
−HK$4,637/mo
Today · 4.125%
HK$179,671
baseline
▲ 0.50% · 4.625%
HK$189,142
+HK$9,471/mo
Deposit HK$33.60M · loan HK$33.60M · min. income ≈ HK$359,342/mo (50% DSR)
Upfront cash ≈ HK$36.45M (deposit + AVD stamp duty HK$2,855,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,871
−HK$11,530/mo
▼ 0.25% · 3.875%
HK$189,590
−HK$5,811/mo
Today · 4.125%
HK$195,401
baseline
▲ 0.50% · 4.625%
HK$207,291
+HK$11,890/mo
Deposit HK$26.88M · loan HK$40.32M · min. income ≈ HK$390,802/mo (50% DSR)
Upfront cash ≈ HK$29.73M (deposit + AVD stamp duty HK$2,855,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,554
−HK$11,052/mo
▼ 0.25% · 3.875%
HK$210,040
−HK$5,566/mo
Today · 4.125%
HK$215,606
baseline
▲ 0.50% · 4.625%
HK$226,971
+HK$11,365/mo
Deposit HK$26.88M · loan HK$40.32M · min. income ≈ HK$431,212/mo (50% DSR)
Upfront cash ≈ HK$29.73M (deposit + AVD stamp duty HK$2,855,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,516
−HK$13,452/mo
▼ 0.25% · 3.875%
HK$221,188
−HK$6,780/mo
Today · 4.125%
HK$227,968
baseline
▲ 0.50% · 4.625%
HK$241,839
+HK$13,871/mo
Deposit HK$20.16M · loan HK$47.04M · min. income ≈ HK$455,936/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$2,855,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,647
−HK$12,893/mo
▼ 0.25% · 3.875%
HK$245,047
−HK$6,493/mo
Today · 4.125%
HK$251,540
baseline
▲ 0.50% · 4.625%
HK$264,799
+HK$13,259/mo
Deposit HK$20.16M · loan HK$47.04M · min. income ≈ HK$503,080/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$2,855,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,806
−HK$17,295/mo
▼ 0.25% · 3.875%
HK$284,385
−HK$8,716/mo
Today · 4.125%
HK$293,101
baseline
▲ 0.50% · 4.625%
HK$310,936
+HK$17,835/mo
Deposit HK$6.72M · loan HK$60.48M · min. income ≈ HK$586,202/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$2,855,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,831
−HK$16,578/mo
▼ 0.25% · 3.875%
HK$315,060
−HK$8,349/mo
Today · 4.125%
HK$323,409
baseline
▲ 0.50% · 4.625%
HK$340,456
+HK$17,047/mo
Deposit HK$6.72M · loan HK$60.48M · min. income ≈ HK$646,818/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$2,855,857 · Scale 2, in force from 26 Feb 2026)