LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,229
−HK$9,609/mo
▼ 0.25% · 3.875%
HK$157,995
−HK$4,843/mo
Today · 4.125%
HK$162,838
baseline
▲ 0.50% · 4.625%
HK$172,746
+HK$9,908/mo
Deposit HK$33.60M · loan HK$33.60M · min. income ≈ HK$325,676/mo (50% DSR)
Upfront cash ≈ HK$36.45M (deposit + AVD stamp duty HK$2,855,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,466
−HK$9,209/mo
▼ 0.25% · 3.875%
HK$175,037
−HK$4,638/mo
Today · 4.125%
HK$179,675
baseline
▲ 0.50% · 4.625%
HK$189,146
+HK$9,471/mo
Deposit HK$33.60M · loan HK$33.60M · min. income ≈ HK$359,350/mo (50% DSR)
Upfront cash ≈ HK$36.45M (deposit + AVD stamp duty HK$2,855,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,875
−HK$11,530/mo
▼ 0.25% · 3.875%
HK$189,594
−HK$5,811/mo
Today · 4.125%
HK$195,405
baseline
▲ 0.50% · 4.625%
HK$207,295
+HK$11,890/mo
Deposit HK$26.88M · loan HK$40.32M · min. income ≈ HK$390,810/mo (50% DSR)
Upfront cash ≈ HK$29.74M (deposit + AVD stamp duty HK$2,855,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,559
−HK$11,051/mo
▼ 0.25% · 3.875%
HK$210,045
−HK$5,565/mo
Today · 4.125%
HK$215,610
baseline
▲ 0.50% · 4.625%
HK$226,975
+HK$11,365/mo
Deposit HK$26.88M · loan HK$40.32M · min. income ≈ HK$431,220/mo (50% DSR)
Upfront cash ≈ HK$29.74M (deposit + AVD stamp duty HK$2,855,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,520
−HK$13,453/mo
▼ 0.25% · 3.875%
HK$221,193
−HK$6,780/mo
Today · 4.125%
HK$227,973
baseline
▲ 0.50% · 4.625%
HK$241,844
+HK$13,871/mo
Deposit HK$20.16M · loan HK$47.04M · min. income ≈ HK$455,946/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$2,855,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,652
−HK$12,893/mo
▼ 0.25% · 3.875%
HK$245,052
−HK$6,493/mo
Today · 4.125%
HK$251,545
baseline
▲ 0.50% · 4.625%
HK$264,805
+HK$13,260/mo
Deposit HK$20.16M · loan HK$47.04M · min. income ≈ HK$503,090/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$2,855,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,812
−HK$17,296/mo
▼ 0.25% · 3.875%
HK$284,391
−HK$8,717/mo
Today · 4.125%
HK$293,108
baseline
▲ 0.50% · 4.625%
HK$310,943
+HK$17,835/mo
Deposit HK$6.72M · loan HK$60.48M · min. income ≈ HK$586,216/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$2,855,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,838
−HK$16,577/mo
▼ 0.25% · 3.875%
HK$315,067
−HK$8,348/mo
Today · 4.125%
HK$323,415
baseline
▲ 0.50% · 4.625%
HK$340,463
+HK$17,048/mo
Deposit HK$6.72M · loan HK$60.48M · min. income ≈ HK$646,830/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$2,855,918 · Scale 2, in force from 26 Feb 2026)