LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,233
−HK$9,609/mo
▼ 0.25% · 3.875%
HK$157,999
−HK$4,843/mo
Today · 4.125%
HK$162,842
baseline
▲ 0.50% · 4.625%
HK$172,750
+HK$9,908/mo
Deposit HK$33.60M · loan HK$33.60M · min. income ≈ HK$325,684/mo (50% DSR)
Upfront cash ≈ HK$36.46M (deposit + AVD stamp duty HK$2,855,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,470
−HK$9,210/mo
▼ 0.25% · 3.875%
HK$175,042
−HK$4,638/mo
Today · 4.125%
HK$179,680
baseline
▲ 0.50% · 4.625%
HK$189,151
+HK$9,471/mo
Deposit HK$33.60M · loan HK$33.60M · min. income ≈ HK$359,360/mo (50% DSR)
Upfront cash ≈ HK$36.46M (deposit + AVD stamp duty HK$2,855,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,879
−HK$11,531/mo
▼ 0.25% · 3.875%
HK$189,599
−HK$5,811/mo
Today · 4.125%
HK$195,410
baseline
▲ 0.50% · 4.625%
HK$207,300
+HK$11,890/mo
Deposit HK$26.88M · loan HK$40.32M · min. income ≈ HK$390,820/mo (50% DSR)
Upfront cash ≈ HK$29.74M (deposit + AVD stamp duty HK$2,855,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,564
−HK$11,052/mo
▼ 0.25% · 3.875%
HK$210,050
−HK$5,566/mo
Today · 4.125%
HK$215,616
baseline
▲ 0.50% · 4.625%
HK$226,981
+HK$11,365/mo
Deposit HK$26.88M · loan HK$40.32M · min. income ≈ HK$431,232/mo (50% DSR)
Upfront cash ≈ HK$29.74M (deposit + AVD stamp duty HK$2,855,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,526
−HK$13,452/mo
▼ 0.25% · 3.875%
HK$221,199
−HK$6,779/mo
Today · 4.125%
HK$227,978
baseline
▲ 0.50% · 4.625%
HK$241,850
+HK$13,872/mo
Deposit HK$20.16M · loan HK$47.04M · min. income ≈ HK$455,956/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$2,855,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,658
−HK$12,894/mo
▼ 0.25% · 3.875%
HK$245,058
−HK$6,494/mo
Today · 4.125%
HK$251,552
baseline
▲ 0.50% · 4.625%
HK$264,811
+HK$13,259/mo
Deposit HK$20.16M · loan HK$47.04M · min. income ≈ HK$503,104/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$2,855,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,819
−HK$17,296/mo
▼ 0.25% · 3.875%
HK$284,398
−HK$8,717/mo
Today · 4.125%
HK$293,115
baseline
▲ 0.50% · 4.625%
HK$310,950
+HK$17,835/mo
Deposit HK$6.72M · loan HK$60.48M · min. income ≈ HK$586,230/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$2,855,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,846
−HK$16,577/mo
▼ 0.25% · 3.875%
HK$315,075
−HK$8,348/mo
Today · 4.125%
HK$323,423
baseline
▲ 0.50% · 4.625%
HK$340,472
+HK$17,049/mo
Deposit HK$6.72M · loan HK$60.48M · min. income ≈ HK$646,846/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$2,855,989 · Scale 2, in force from 26 Feb 2026)