LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,234
−HK$9,609/mo
▼ 0.25% · 3.875%
HK$158,000
−HK$4,843/mo
Today · 4.125%
HK$162,843
baseline
▲ 0.50% · 4.625%
HK$172,752
+HK$9,909/mo
Deposit HK$33.60M · loan HK$33.60M · min. income ≈ HK$325,686/mo (50% DSR)
Upfront cash ≈ HK$36.46M (deposit + AVD stamp duty HK$2,856,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,471
−HK$9,210/mo
▼ 0.25% · 3.875%
HK$175,043
−HK$4,638/mo
Today · 4.125%
HK$179,681
baseline
▲ 0.50% · 4.625%
HK$189,152
+HK$9,471/mo
Deposit HK$33.60M · loan HK$33.60M · min. income ≈ HK$359,362/mo (50% DSR)
Upfront cash ≈ HK$36.46M (deposit + AVD stamp duty HK$2,856,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,881
−HK$11,531/mo
▼ 0.25% · 3.875%
HK$189,600
−HK$5,812/mo
Today · 4.125%
HK$195,412
baseline
▲ 0.50% · 4.625%
HK$207,302
+HK$11,890/mo
Deposit HK$26.88M · loan HK$40.32M · min. income ≈ HK$390,824/mo (50% DSR)
Upfront cash ≈ HK$29.74M (deposit + AVD stamp duty HK$2,856,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,565
−HK$11,052/mo
▼ 0.25% · 3.875%
HK$210,052
−HK$5,565/mo
Today · 4.125%
HK$215,617
baseline
▲ 0.50% · 4.625%
HK$226,983
+HK$11,366/mo
Deposit HK$26.88M · loan HK$40.32M · min. income ≈ HK$431,234/mo (50% DSR)
Upfront cash ≈ HK$29.74M (deposit + AVD stamp duty HK$2,856,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,527
−HK$13,453/mo
▼ 0.25% · 3.875%
HK$221,200
−HK$6,780/mo
Today · 4.125%
HK$227,980
baseline
▲ 0.50% · 4.625%
HK$241,852
+HK$13,872/mo
Deposit HK$20.16M · loan HK$47.04M · min. income ≈ HK$455,960/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$2,856,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,660
−HK$12,894/mo
▼ 0.25% · 3.875%
HK$245,060
−HK$6,494/mo
Today · 4.125%
HK$251,554
baseline
▲ 0.50% · 4.625%
HK$264,813
+HK$13,259/mo
Deposit HK$20.16M · loan HK$47.04M · min. income ≈ HK$503,108/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$2,856,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,821
−HK$17,296/mo
▼ 0.25% · 3.875%
HK$284,401
−HK$8,716/mo
Today · 4.125%
HK$293,117
baseline
▲ 0.50% · 4.625%
HK$310,953
+HK$17,836/mo
Deposit HK$6.72M · loan HK$60.48M · min. income ≈ HK$586,234/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$2,856,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,848
−HK$16,578/mo
▼ 0.25% · 3.875%
HK$315,078
−HK$8,348/mo
Today · 4.125%
HK$323,426
baseline
▲ 0.50% · 4.625%
HK$340,474
+HK$17,048/mo
Deposit HK$6.72M · loan HK$60.48M · min. income ≈ HK$646,852/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$2,856,012 · Scale 2, in force from 26 Feb 2026)