LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,239
−HK$9,610/mo
▼ 0.25% · 3.875%
HK$158,006
−HK$4,843/mo
Today · 4.125%
HK$162,849
baseline
▲ 0.50% · 4.625%
HK$172,758
+HK$9,909/mo
Deposit HK$33.60M · loan HK$33.60M · min. income ≈ HK$325,698/mo (50% DSR)
Upfront cash ≈ HK$36.46M (deposit + AVD stamp duty HK$2,856,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,477
−HK$9,210/mo
▼ 0.25% · 3.875%
HK$175,049
−HK$4,638/mo
Today · 4.125%
HK$179,687
baseline
▲ 0.50% · 4.625%
HK$189,159
+HK$9,472/mo
Deposit HK$33.60M · loan HK$33.60M · min. income ≈ HK$359,374/mo (50% DSR)
Upfront cash ≈ HK$36.46M (deposit + AVD stamp duty HK$2,856,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,887
−HK$11,531/mo
▼ 0.25% · 3.875%
HK$189,607
−HK$5,811/mo
Today · 4.125%
HK$195,418
baseline
▲ 0.50% · 4.625%
HK$207,309
+HK$11,891/mo
Deposit HK$26.88M · loan HK$40.32M · min. income ≈ HK$390,836/mo (50% DSR)
Upfront cash ≈ HK$29.74M (deposit + AVD stamp duty HK$2,856,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,572
−HK$11,053/mo
▼ 0.25% · 3.875%
HK$210,059
−HK$5,566/mo
Today · 4.125%
HK$215,625
baseline
▲ 0.50% · 4.625%
HK$226,991
+HK$11,366/mo
Deposit HK$26.88M · loan HK$40.32M · min. income ≈ HK$431,250/mo (50% DSR)
Upfront cash ≈ HK$29.74M (deposit + AVD stamp duty HK$2,856,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,535
−HK$13,453/mo
▼ 0.25% · 3.875%
HK$221,208
−HK$6,780/mo
Today · 4.125%
HK$227,988
baseline
▲ 0.50% · 4.625%
HK$241,861
+HK$13,873/mo
Deposit HK$20.16M · loan HK$47.04M · min. income ≈ HK$455,976/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$2,856,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,668
−HK$12,894/mo
▼ 0.25% · 3.875%
HK$245,069
−HK$6,493/mo
Today · 4.125%
HK$251,562
baseline
▲ 0.50% · 4.625%
HK$264,823
+HK$13,261/mo
Deposit HK$20.16M · loan HK$47.04M · min. income ≈ HK$503,124/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$2,856,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,831
−HK$17,297/mo
▼ 0.25% · 3.875%
HK$284,410
−HK$8,718/mo
Today · 4.125%
HK$293,128
baseline
▲ 0.50% · 4.625%
HK$310,964
+HK$17,836/mo
Deposit HK$6.72M · loan HK$60.48M · min. income ≈ HK$586,256/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$2,856,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,859
−HK$16,578/mo
▼ 0.25% · 3.875%
HK$315,088
−HK$8,349/mo
Today · 4.125%
HK$323,437
baseline
▲ 0.50% · 4.625%
HK$340,486
+HK$17,049/mo
Deposit HK$6.72M · loan HK$60.48M · min. income ≈ HK$646,874/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$2,856,111 · Scale 2, in force from 26 Feb 2026)