LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,241
−HK$9,610/mo
▼ 0.25% · 3.875%
HK$158,008
−HK$4,843/mo
Today · 4.125%
HK$162,851
baseline
▲ 0.50% · 4.625%
HK$172,760
+HK$9,909/mo
Deposit HK$33.60M · loan HK$33.60M · min. income ≈ HK$325,702/mo (50% DSR)
Upfront cash ≈ HK$36.46M (deposit + AVD stamp duty HK$2,856,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,479
−HK$9,211/mo
▼ 0.25% · 3.875%
HK$175,052
−HK$4,638/mo
Today · 4.125%
HK$179,690
baseline
▲ 0.50% · 4.625%
HK$189,162
+HK$9,472/mo
Deposit HK$33.60M · loan HK$33.60M · min. income ≈ HK$359,380/mo (50% DSR)
Upfront cash ≈ HK$36.46M (deposit + AVD stamp duty HK$2,856,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,890
−HK$11,531/mo
▼ 0.25% · 3.875%
HK$189,610
−HK$5,811/mo
Today · 4.125%
HK$195,421
baseline
▲ 0.50% · 4.625%
HK$207,312
+HK$11,891/mo
Deposit HK$26.88M · loan HK$40.32M · min. income ≈ HK$390,842/mo (50% DSR)
Upfront cash ≈ HK$29.74M (deposit + AVD stamp duty HK$2,856,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,575
−HK$11,053/mo
▼ 0.25% · 3.875%
HK$210,062
−HK$5,566/mo
Today · 4.125%
HK$215,628
baseline
▲ 0.50% · 4.625%
HK$226,994
+HK$11,366/mo
Deposit HK$26.88M · loan HK$40.32M · min. income ≈ HK$431,256/mo (50% DSR)
Upfront cash ≈ HK$29.74M (deposit + AVD stamp duty HK$2,856,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,538
−HK$13,453/mo
▼ 0.25% · 3.875%
HK$221,211
−HK$6,780/mo
Today · 4.125%
HK$227,991
baseline
▲ 0.50% · 4.625%
HK$241,864
+HK$13,873/mo
Deposit HK$20.16M · loan HK$47.04M · min. income ≈ HK$455,982/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$2,856,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,671
−HK$12,895/mo
▼ 0.25% · 3.875%
HK$245,072
−HK$6,494/mo
Today · 4.125%
HK$251,566
baseline
▲ 0.50% · 4.625%
HK$264,826
+HK$13,260/mo
Deposit HK$20.16M · loan HK$47.04M · min. income ≈ HK$503,132/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$2,856,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,834
−HK$17,298/mo
▼ 0.25% · 3.875%
HK$284,414
−HK$8,718/mo
Today · 4.125%
HK$293,132
baseline
▲ 0.50% · 4.625%
HK$310,968
+HK$17,836/mo
Deposit HK$6.72M · loan HK$60.48M · min. income ≈ HK$586,264/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$2,856,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,863
−HK$16,579/mo
▼ 0.25% · 3.875%
HK$315,093
−HK$8,349/mo
Today · 4.125%
HK$323,442
baseline
▲ 0.50% · 4.625%
HK$340,491
+HK$17,049/mo
Deposit HK$6.72M · loan HK$60.48M · min. income ≈ HK$646,884/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$2,856,152 · Scale 2, in force from 26 Feb 2026)