LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,255
−HK$9,610/mo
▼ 0.25% · 3.875%
HK$158,022
−HK$4,843/mo
Today · 4.125%
HK$162,865
baseline
▲ 0.50% · 4.625%
HK$172,775
+HK$9,910/mo
Deposit HK$33.60M · loan HK$33.60M · min. income ≈ HK$325,730/mo (50% DSR)
Upfront cash ≈ HK$36.46M (deposit + AVD stamp duty HK$2,856,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,494
−HK$9,211/mo
▼ 0.25% · 3.875%
HK$175,067
−HK$4,638/mo
Today · 4.125%
HK$179,705
baseline
▲ 0.50% · 4.625%
HK$189,178
+HK$9,473/mo
Deposit HK$33.60M · loan HK$33.60M · min. income ≈ HK$359,410/mo (50% DSR)
Upfront cash ≈ HK$36.46M (deposit + AVD stamp duty HK$2,856,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,905
−HK$11,533/mo
▼ 0.25% · 3.875%
HK$189,626
−HK$5,812/mo
Today · 4.125%
HK$195,438
baseline
▲ 0.50% · 4.625%
HK$207,330
+HK$11,892/mo
Deposit HK$26.88M · loan HK$40.33M · min. income ≈ HK$390,876/mo (50% DSR)
Upfront cash ≈ HK$29.74M (deposit + AVD stamp duty HK$2,856,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,593
−HK$11,053/mo
▼ 0.25% · 3.875%
HK$210,080
−HK$5,566/mo
Today · 4.125%
HK$215,646
baseline
▲ 0.50% · 4.625%
HK$227,014
+HK$11,368/mo
Deposit HK$26.88M · loan HK$40.33M · min. income ≈ HK$431,292/mo (50% DSR)
Upfront cash ≈ HK$29.74M (deposit + AVD stamp duty HK$2,856,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,556
−HK$13,455/mo
▼ 0.25% · 3.875%
HK$221,230
−HK$6,781/mo
Today · 4.125%
HK$228,011
baseline
▲ 0.50% · 4.625%
HK$241,885
+HK$13,874/mo
Deposit HK$20.16M · loan HK$47.05M · min. income ≈ HK$456,022/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$2,856,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,692
−HK$12,896/mo
▼ 0.25% · 3.875%
HK$245,093
−HK$6,495/mo
Today · 4.125%
HK$251,588
baseline
▲ 0.50% · 4.625%
HK$264,849
+HK$13,261/mo
Deposit HK$20.16M · loan HK$47.05M · min. income ≈ HK$503,176/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$2,856,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,858
−HK$17,299/mo
▼ 0.25% · 3.875%
HK$284,439
−HK$8,718/mo
Today · 4.125%
HK$293,157
baseline
▲ 0.50% · 4.625%
HK$310,995
+HK$17,838/mo
Deposit HK$6.72M · loan HK$60.49M · min. income ≈ HK$586,314/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$2,856,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,889
−HK$16,581/mo
▼ 0.25% · 3.875%
HK$315,120
−HK$8,350/mo
Today · 4.125%
HK$323,470
baseline
▲ 0.50% · 4.625%
HK$340,520
+HK$17,050/mo
Deposit HK$6.72M · loan HK$60.49M · min. income ≈ HK$646,940/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$2,856,398 · Scale 2, in force from 26 Feb 2026)