LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,326
−HK$961/mo
▼ 0.25% · 3.875%
HK$15,803
−HK$484/mo
Today · 4.125%
HK$16,287
baseline
▲ 0.50% · 4.625%
HK$17,278
+HK$991/mo
Deposit HK$3.36M · loan HK$3.36M · min. income ≈ HK$32,574/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$201,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,050
−HK$921/mo
▼ 0.25% · 3.875%
HK$17,507
−HK$464/mo
Today · 4.125%
HK$17,971
baseline
▲ 0.50% · 4.625%
HK$18,918
+HK$947/mo
Deposit HK$3.36M · loan HK$3.36M · min. income ≈ HK$35,942/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$201,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,391
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$18,963
−HK$581/mo
Today · 4.125%
HK$19,544
baseline
▲ 0.50% · 4.625%
HK$20,734
+HK$1,190/mo
Deposit HK$2.69M · loan HK$4.03M · min. income ≈ HK$39,088/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$201,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,460
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$21,009
−HK$556/mo
Today · 4.125%
HK$21,565
baseline
▲ 0.50% · 4.625%
HK$22,702
+HK$1,137/mo
Deposit HK$2.69M · loan HK$4.03M · min. income ≈ HK$43,130/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$201,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,456
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$22,124
−HK$678/mo
Today · 4.125%
HK$22,802
baseline
▲ 0.50% · 4.625%
HK$24,189
+HK$1,387/mo
Deposit HK$2.02M · loan HK$4.70M · min. income ≈ HK$45,604/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$201,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,870
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$24,510
−HK$650/mo
Today · 4.125%
HK$25,160
baseline
▲ 0.50% · 4.625%
HK$26,486
+HK$1,326/mo
Deposit HK$2.02M · loan HK$4.70M · min. income ≈ HK$50,320/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$201,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,587
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$28,445
−HK$872/mo
Today · 4.125%
HK$29,317
baseline
▲ 0.50% · 4.625%
HK$31,101
+HK$1,784/mo
Deposit HK$672K · loan HK$6.05M · min. income ≈ HK$58,634/mo (50% DSR)
Upfront cash ≈ HK$874K (deposit + AVD stamp duty HK$201,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,690
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,513
−HK$835/mo
Today · 4.125%
HK$32,348
baseline
▲ 0.50% · 4.625%
HK$34,053
+HK$1,705/mo
Deposit HK$672K · loan HK$6.05M · min. income ≈ HK$64,696/mo (50% DSR)
Upfront cash ≈ HK$874K (deposit + AVD stamp duty HK$201,636 · Scale 2, in force from 26 Feb 2026)