LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,272
−HK$9,611/mo
▼ 0.25% · 3.875%
HK$158,039
−HK$4,844/mo
Today · 4.125%
HK$162,883
baseline
▲ 0.50% · 4.625%
HK$172,794
+HK$9,911/mo
Deposit HK$33.61M · loan HK$33.61M · min. income ≈ HK$325,766/mo (50% DSR)
Upfront cash ≈ HK$36.47M (deposit + AVD stamp duty HK$2,856,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,513
−HK$9,213/mo
▼ 0.25% · 3.875%
HK$175,086
−HK$4,640/mo
Today · 4.125%
HK$179,726
baseline
▲ 0.50% · 4.625%
HK$189,199
+HK$9,473/mo
Deposit HK$33.61M · loan HK$33.61M · min. income ≈ HK$359,452/mo (50% DSR)
Upfront cash ≈ HK$36.47M (deposit + AVD stamp duty HK$2,856,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,926
−HK$11,534/mo
▼ 0.25% · 3.875%
HK$189,647
−HK$5,813/mo
Today · 4.125%
HK$195,460
baseline
▲ 0.50% · 4.625%
HK$207,353
+HK$11,893/mo
Deposit HK$26.89M · loan HK$40.33M · min. income ≈ HK$390,920/mo (50% DSR)
Upfront cash ≈ HK$29.74M (deposit + AVD stamp duty HK$2,856,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,616
−HK$11,055/mo
▼ 0.25% · 3.875%
HK$210,104
−HK$5,567/mo
Today · 4.125%
HK$215,671
baseline
▲ 0.50% · 4.625%
HK$227,039
+HK$11,368/mo
Deposit HK$26.89M · loan HK$40.33M · min. income ≈ HK$431,342/mo (50% DSR)
Upfront cash ≈ HK$29.74M (deposit + AVD stamp duty HK$2,856,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,580
−HK$13,456/mo
▼ 0.25% · 3.875%
HK$221,255
−HK$6,781/mo
Today · 4.125%
HK$228,036
baseline
▲ 0.50% · 4.625%
HK$241,912
+HK$13,876/mo
Deposit HK$20.17M · loan HK$47.05M · min. income ≈ HK$456,072/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$2,856,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,718
−HK$12,898/mo
▼ 0.25% · 3.875%
HK$245,121
−HK$6,495/mo
Today · 4.125%
HK$251,616
baseline
▲ 0.50% · 4.625%
HK$264,879
+HK$13,263/mo
Deposit HK$20.17M · loan HK$47.05M · min. income ≈ HK$503,232/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$2,856,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,889
−HK$17,301/mo
▼ 0.25% · 3.875%
HK$284,471
−HK$8,719/mo
Today · 4.125%
HK$293,190
baseline
▲ 0.50% · 4.625%
HK$311,030
+HK$17,840/mo
Deposit HK$6.72M · loan HK$60.50M · min. income ≈ HK$586,380/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$2,856,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,924
−HK$16,582/mo
▼ 0.25% · 3.875%
HK$315,155
−HK$8,351/mo
Today · 4.125%
HK$323,506
baseline
▲ 0.50% · 4.625%
HK$340,558
+HK$17,052/mo
Deposit HK$6.72M · loan HK$60.50M · min. income ≈ HK$647,012/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$2,856,717 · Scale 2, in force from 26 Feb 2026)