LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,279
−HK$9,612/mo
▼ 0.25% · 3.875%
HK$158,047
−HK$4,844/mo
Today · 4.125%
HK$162,891
baseline
▲ 0.50% · 4.625%
HK$172,803
+HK$9,912/mo
Deposit HK$33.61M · loan HK$33.61M · min. income ≈ HK$325,782/mo (50% DSR)
Upfront cash ≈ HK$36.47M (deposit + AVD stamp duty HK$2,856,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,522
−HK$9,213/mo
▼ 0.25% · 3.875%
HK$175,095
−HK$4,640/mo
Today · 4.125%
HK$179,735
baseline
▲ 0.50% · 4.625%
HK$189,209
+HK$9,474/mo
Deposit HK$33.61M · loan HK$33.61M · min. income ≈ HK$359,470/mo (50% DSR)
Upfront cash ≈ HK$36.47M (deposit + AVD stamp duty HK$2,856,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,935
−HK$11,535/mo
▼ 0.25% · 3.875%
HK$189,657
−HK$5,813/mo
Today · 4.125%
HK$195,470
baseline
▲ 0.50% · 4.625%
HK$207,364
+HK$11,894/mo
Deposit HK$26.89M · loan HK$40.33M · min. income ≈ HK$390,940/mo (50% DSR)
Upfront cash ≈ HK$29.74M (deposit + AVD stamp duty HK$2,856,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,626
−HK$11,055/mo
▼ 0.25% · 3.875%
HK$210,114
−HK$5,567/mo
Today · 4.125%
HK$215,681
baseline
▲ 0.50% · 4.625%
HK$227,050
+HK$11,369/mo
Deposit HK$26.89M · loan HK$40.33M · min. income ≈ HK$431,362/mo (50% DSR)
Upfront cash ≈ HK$29.74M (deposit + AVD stamp duty HK$2,856,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,591
−HK$13,457/mo
▼ 0.25% · 3.875%
HK$221,266
−HK$6,782/mo
Today · 4.125%
HK$228,048
baseline
▲ 0.50% · 4.625%
HK$241,924
+HK$13,876/mo
Deposit HK$20.17M · loan HK$47.05M · min. income ≈ HK$456,096/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$2,856,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,731
−HK$12,897/mo
▼ 0.25% · 3.875%
HK$245,133
−HK$6,495/mo
Today · 4.125%
HK$251,628
baseline
▲ 0.50% · 4.625%
HK$264,892
+HK$13,264/mo
Deposit HK$20.17M · loan HK$47.05M · min. income ≈ HK$503,256/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$2,856,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,903
−HK$17,301/mo
▼ 0.25% · 3.875%
HK$284,485
−HK$8,719/mo
Today · 4.125%
HK$293,204
baseline
▲ 0.50% · 4.625%
HK$311,045
+HK$17,841/mo
Deposit HK$6.72M · loan HK$60.50M · min. income ≈ HK$586,408/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$2,856,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,939
−HK$16,583/mo
▼ 0.25% · 3.875%
HK$315,171
−HK$8,351/mo
Today · 4.125%
HK$323,522
baseline
▲ 0.50% · 4.625%
HK$340,576
+HK$17,054/mo
Deposit HK$6.72M · loan HK$60.50M · min. income ≈ HK$647,044/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$2,856,861 · Scale 2, in force from 26 Feb 2026)