LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,288
−HK$9,613/mo
▼ 0.25% · 3.875%
HK$158,056
−HK$4,845/mo
Today · 4.125%
HK$162,901
baseline
▲ 0.50% · 4.625%
HK$172,813
+HK$9,912/mo
Deposit HK$33.61M · loan HK$33.61M · min. income ≈ HK$325,802/mo (50% DSR)
Upfront cash ≈ HK$36.47M (deposit + AVD stamp duty HK$2,857,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,532
−HK$9,213/mo
▼ 0.25% · 3.875%
HK$175,105
−HK$4,640/mo
Today · 4.125%
HK$179,745
baseline
▲ 0.50% · 4.625%
HK$189,220
+HK$9,475/mo
Deposit HK$33.61M · loan HK$33.61M · min. income ≈ HK$359,490/mo (50% DSR)
Upfront cash ≈ HK$36.47M (deposit + AVD stamp duty HK$2,857,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,946
−HK$11,535/mo
▼ 0.25% · 3.875%
HK$189,668
−HK$5,813/mo
Today · 4.125%
HK$195,481
baseline
▲ 0.50% · 4.625%
HK$207,376
+HK$11,895/mo
Deposit HK$26.89M · loan HK$40.33M · min. income ≈ HK$390,962/mo (50% DSR)
Upfront cash ≈ HK$29.75M (deposit + AVD stamp duty HK$2,857,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,638
−HK$11,056/mo
▼ 0.25% · 3.875%
HK$210,126
−HK$5,568/mo
Today · 4.125%
HK$215,694
baseline
▲ 0.50% · 4.625%
HK$227,064
+HK$11,370/mo
Deposit HK$26.89M · loan HK$40.33M · min. income ≈ HK$431,388/mo (50% DSR)
Upfront cash ≈ HK$29.75M (deposit + AVD stamp duty HK$2,857,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,604
−HK$13,457/mo
▼ 0.25% · 3.875%
HK$221,279
−HK$6,782/mo
Today · 4.125%
HK$228,061
baseline
▲ 0.50% · 4.625%
HK$241,938
+HK$13,877/mo
Deposit HK$20.17M · loan HK$47.06M · min. income ≈ HK$456,122/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$2,857,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,744
−HK$12,899/mo
▼ 0.25% · 3.875%
HK$245,147
−HK$6,496/mo
Today · 4.125%
HK$251,643
baseline
▲ 0.50% · 4.625%
HK$264,907
+HK$13,264/mo
Deposit HK$20.17M · loan HK$47.06M · min. income ≈ HK$503,286/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$2,857,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,919
−HK$17,302/mo
▼ 0.25% · 3.875%
HK$284,502
−HK$8,719/mo
Today · 4.125%
HK$293,221
baseline
▲ 0.50% · 4.625%
HK$311,063
+HK$17,842/mo
Deposit HK$6.72M · loan HK$60.50M · min. income ≈ HK$586,442/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$2,857,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,957
−HK$16,584/mo
▼ 0.25% · 3.875%
HK$315,189
−HK$8,352/mo
Today · 4.125%
HK$323,541
baseline
▲ 0.50% · 4.625%
HK$340,595
+HK$17,054/mo
Deposit HK$6.72M · loan HK$60.50M · min. income ≈ HK$647,082/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$2,857,027 · Scale 2, in force from 26 Feb 2026)