LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,329
−HK$961/mo
▼ 0.25% · 3.875%
HK$15,806
−HK$484/mo
Today · 4.125%
HK$16,290
baseline
▲ 0.50% · 4.625%
HK$17,282
+HK$992/mo
Deposit HK$3.36M · loan HK$3.36M · min. income ≈ HK$32,580/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$201,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,054
−HK$921/mo
▼ 0.25% · 3.875%
HK$17,511
−HK$464/mo
Today · 4.125%
HK$17,975
baseline
▲ 0.50% · 4.625%
HK$18,922
+HK$947/mo
Deposit HK$3.36M · loan HK$3.36M · min. income ≈ HK$35,950/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$201,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,395
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$18,967
−HK$582/mo
Today · 4.125%
HK$19,549
baseline
▲ 0.50% · 4.625%
HK$20,738
+HK$1,189/mo
Deposit HK$2.69M · loan HK$4.03M · min. income ≈ HK$39,098/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$201,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,464
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$21,013
−HK$557/mo
Today · 4.125%
HK$21,570
baseline
▲ 0.50% · 4.625%
HK$22,707
+HK$1,137/mo
Deposit HK$2.69M · loan HK$4.03M · min. income ≈ HK$43,140/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$201,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,461
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$22,128
−HK$679/mo
Today · 4.125%
HK$22,807
baseline
▲ 0.50% · 4.625%
HK$24,194
+HK$1,387/mo
Deposit HK$2.02M · loan HK$4.71M · min. income ≈ HK$45,614/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$201,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,875
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$24,515
−HK$650/mo
Today · 4.125%
HK$25,165
baseline
▲ 0.50% · 4.625%
HK$26,491
+HK$1,326/mo
Deposit HK$2.02M · loan HK$4.71M · min. income ≈ HK$50,330/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$201,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,592
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$28,451
−HK$872/mo
Today · 4.125%
HK$29,323
baseline
▲ 0.50% · 4.625%
HK$31,107
+HK$1,784/mo
Deposit HK$672K · loan HK$6.05M · min. income ≈ HK$58,646/mo (50% DSR)
Upfront cash ≈ HK$874K (deposit + AVD stamp duty HK$201,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,696
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$31,520
−HK$835/mo
Today · 4.125%
HK$32,355
baseline
▲ 0.50% · 4.625%
HK$34,060
+HK$1,705/mo
Deposit HK$672K · loan HK$6.05M · min. income ≈ HK$64,710/mo (50% DSR)
Upfront cash ≈ HK$874K (deposit + AVD stamp duty HK$201,677 · Scale 2, in force from 26 Feb 2026)