LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,308
−HK$9,614/mo
▼ 0.25% · 3.875%
HK$158,077
−HK$4,845/mo
Today · 4.125%
HK$162,922
baseline
▲ 0.50% · 4.625%
HK$172,835
+HK$9,913/mo
Deposit HK$33.62M · loan HK$33.62M · min. income ≈ HK$325,844/mo (50% DSR)
Upfront cash ≈ HK$36.47M (deposit + AVD stamp duty HK$2,857,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,553
−HK$9,215/mo
▼ 0.25% · 3.875%
HK$175,128
−HK$4,640/mo
Today · 4.125%
HK$179,768
baseline
▲ 0.50% · 4.625%
HK$189,244
+HK$9,476/mo
Deposit HK$33.62M · loan HK$33.62M · min. income ≈ HK$359,536/mo (50% DSR)
Upfront cash ≈ HK$36.47M (deposit + AVD stamp duty HK$2,857,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,969
−HK$11,537/mo
▼ 0.25% · 3.875%
HK$189,692
−HK$5,814/mo
Today · 4.125%
HK$195,506
baseline
▲ 0.50% · 4.625%
HK$207,402
+HK$11,896/mo
Deposit HK$26.89M · loan HK$40.34M · min. income ≈ HK$391,012/mo (50% DSR)
Upfront cash ≈ HK$29.75M (deposit + AVD stamp duty HK$2,857,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,664
−HK$11,058/mo
▼ 0.25% · 3.875%
HK$210,153
−HK$5,569/mo
Today · 4.125%
HK$215,722
baseline
▲ 0.50% · 4.625%
HK$227,092
+HK$11,370/mo
Deposit HK$26.89M · loan HK$40.34M · min. income ≈ HK$431,444/mo (50% DSR)
Upfront cash ≈ HK$29.75M (deposit + AVD stamp duty HK$2,857,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,631
−HK$13,459/mo
▼ 0.25% · 3.875%
HK$221,307
−HK$6,783/mo
Today · 4.125%
HK$228,090
baseline
▲ 0.50% · 4.625%
HK$241,969
+HK$13,879/mo
Deposit HK$20.17M · loan HK$47.06M · min. income ≈ HK$456,180/mo (50% DSR)
Upfront cash ≈ HK$23.03M (deposit + AVD stamp duty HK$2,857,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,775
−HK$12,900/mo
▼ 0.25% · 3.875%
HK$245,179
−HK$6,496/mo
Today · 4.125%
HK$251,675
baseline
▲ 0.50% · 4.625%
HK$264,941
+HK$13,266/mo
Deposit HK$20.17M · loan HK$47.06M · min. income ≈ HK$503,350/mo (50% DSR)
Upfront cash ≈ HK$23.03M (deposit + AVD stamp duty HK$2,857,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,954
−HK$17,305/mo
▼ 0.25% · 3.875%
HK$284,538
−HK$8,721/mo
Today · 4.125%
HK$293,259
baseline
▲ 0.50% · 4.625%
HK$311,103
+HK$17,844/mo
Deposit HK$6.72M · loan HK$60.51M · min. income ≈ HK$586,518/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$2,857,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,996
−HK$16,586/mo
▼ 0.25% · 3.875%
HK$315,230
−HK$8,352/mo
Today · 4.125%
HK$323,582
baseline
▲ 0.50% · 4.625%
HK$340,639
+HK$17,057/mo
Deposit HK$6.72M · loan HK$60.51M · min. income ≈ HK$647,164/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$2,857,391 · Scale 2, in force from 26 Feb 2026)