LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,360
−HK$9,616/mo
▼ 0.25% · 3.875%
HK$158,130
−HK$4,846/mo
Today · 4.125%
HK$162,976
baseline
▲ 0.50% · 4.625%
HK$172,893
+HK$9,917/mo
Deposit HK$33.63M · loan HK$33.63M · min. income ≈ HK$325,952/mo (50% DSR)
Upfront cash ≈ HK$36.49M (deposit + AVD stamp duty HK$2,858,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,611
−HK$9,217/mo
▼ 0.25% · 3.875%
HK$175,187
−HK$4,641/mo
Today · 4.125%
HK$179,828
baseline
▲ 0.50% · 4.625%
HK$189,307
+HK$9,479/mo
Deposit HK$33.63M · loan HK$33.63M · min. income ≈ HK$359,656/mo (50% DSR)
Upfront cash ≈ HK$36.49M (deposit + AVD stamp duty HK$2,858,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,031
−HK$11,541/mo
▼ 0.25% · 3.875%
HK$189,756
−HK$5,816/mo
Today · 4.125%
HK$195,572
baseline
▲ 0.50% · 4.625%
HK$207,472
+HK$11,900/mo
Deposit HK$26.90M · loan HK$40.35M · min. income ≈ HK$391,144/mo (50% DSR)
Upfront cash ≈ HK$29.76M (deposit + AVD stamp duty HK$2,858,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,733
−HK$11,061/mo
▼ 0.25% · 3.875%
HK$210,224
−HK$5,570/mo
Today · 4.125%
HK$215,794
baseline
▲ 0.50% · 4.625%
HK$227,169
+HK$11,375/mo
Deposit HK$26.90M · loan HK$40.35M · min. income ≈ HK$431,588/mo (50% DSR)
Upfront cash ≈ HK$29.76M (deposit + AVD stamp duty HK$2,858,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,703
−HK$13,464/mo
▼ 0.25% · 3.875%
HK$221,382
−HK$6,785/mo
Today · 4.125%
HK$228,167
baseline
▲ 0.50% · 4.625%
HK$242,051
+HK$13,884/mo
Deposit HK$20.18M · loan HK$47.08M · min. income ≈ HK$456,334/mo (50% DSR)
Upfront cash ≈ HK$23.03M (deposit + AVD stamp duty HK$2,858,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,855
−HK$12,905/mo
▼ 0.25% · 3.875%
HK$245,261
−HK$6,499/mo
Today · 4.125%
HK$251,760
baseline
▲ 0.50% · 4.625%
HK$265,030
+HK$13,270/mo
Deposit HK$20.18M · loan HK$47.08M · min. income ≈ HK$503,520/mo (50% DSR)
Upfront cash ≈ HK$23.03M (deposit + AVD stamp duty HK$2,858,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,047
−HK$17,311/mo
▼ 0.25% · 3.875%
HK$284,634
−HK$8,724/mo
Today · 4.125%
HK$293,358
baseline
▲ 0.50% · 4.625%
HK$311,208
+HK$17,850/mo
Deposit HK$6.73M · loan HK$60.53M · min. income ≈ HK$586,716/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$2,858,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,100
−HK$16,591/mo
▼ 0.25% · 3.875%
HK$315,336
−HK$8,355/mo
Today · 4.125%
HK$323,691
baseline
▲ 0.50% · 4.625%
HK$340,753
+HK$17,062/mo
Deposit HK$6.73M · loan HK$60.53M · min. income ≈ HK$647,382/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$2,858,354 · Scale 2, in force from 26 Feb 2026)