LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,371
−HK$9,618/mo
▼ 0.25% · 3.875%
HK$158,142
−HK$4,847/mo
Today · 4.125%
HK$162,989
baseline
▲ 0.50% · 4.625%
HK$172,907
+HK$9,918/mo
Deposit HK$33.63M · loan HK$33.63M · min. income ≈ HK$325,978/mo (50% DSR)
Upfront cash ≈ HK$36.49M (deposit + AVD stamp duty HK$2,858,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,624
−HK$9,218/mo
▼ 0.25% · 3.875%
HK$175,200
−HK$4,642/mo
Today · 4.125%
HK$179,842
baseline
▲ 0.50% · 4.625%
HK$189,322
+HK$9,480/mo
Deposit HK$33.63M · loan HK$33.63M · min. income ≈ HK$359,684/mo (50% DSR)
Upfront cash ≈ HK$36.49M (deposit + AVD stamp duty HK$2,858,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,046
−HK$11,541/mo
▼ 0.25% · 3.875%
HK$189,770
−HK$5,817/mo
Today · 4.125%
HK$195,587
baseline
▲ 0.50% · 4.625%
HK$207,488
+HK$11,901/mo
Deposit HK$26.90M · loan HK$40.36M · min. income ≈ HK$391,174/mo (50% DSR)
Upfront cash ≈ HK$29.76M (deposit + AVD stamp duty HK$2,858,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,749
−HK$11,062/mo
▼ 0.25% · 3.875%
HK$210,240
−HK$5,571/mo
Today · 4.125%
HK$215,811
baseline
▲ 0.50% · 4.625%
HK$227,187
+HK$11,376/mo
Deposit HK$26.90M · loan HK$40.36M · min. income ≈ HK$431,622/mo (50% DSR)
Upfront cash ≈ HK$29.76M (deposit + AVD stamp duty HK$2,858,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,720
−HK$13,465/mo
▼ 0.25% · 3.875%
HK$221,399
−HK$6,786/mo
Today · 4.125%
HK$228,185
baseline
▲ 0.50% · 4.625%
HK$242,069
+HK$13,884/mo
Deposit HK$20.18M · loan HK$47.08M · min. income ≈ HK$456,370/mo (50% DSR)
Upfront cash ≈ HK$23.04M (deposit + AVD stamp duty HK$2,858,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,874
−HK$12,905/mo
▼ 0.25% · 3.875%
HK$245,280
−HK$6,499/mo
Today · 4.125%
HK$251,779
baseline
▲ 0.50% · 4.625%
HK$265,051
+HK$13,272/mo
Deposit HK$20.18M · loan HK$47.08M · min. income ≈ HK$503,558/mo (50% DSR)
Upfront cash ≈ HK$23.04M (deposit + AVD stamp duty HK$2,858,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,068
−HK$17,312/mo
▼ 0.25% · 3.875%
HK$284,656
−HK$8,724/mo
Today · 4.125%
HK$293,380
baseline
▲ 0.50% · 4.625%
HK$311,232
+HK$17,852/mo
Deposit HK$6.73M · loan HK$60.53M · min. income ≈ HK$586,760/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$2,858,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,123
−HK$16,593/mo
▼ 0.25% · 3.875%
HK$315,360
−HK$8,356/mo
Today · 4.125%
HK$323,716
baseline
▲ 0.50% · 4.625%
HK$340,780
+HK$17,064/mo
Deposit HK$6.73M · loan HK$60.53M · min. income ≈ HK$647,432/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$2,858,574 · Scale 2, in force from 26 Feb 2026)