LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,341
−HK$962/mo
▼ 0.25% · 3.875%
HK$15,818
−HK$485/mo
Today · 4.125%
HK$16,303
baseline
▲ 0.50% · 4.625%
HK$17,295
+HK$992/mo
Deposit HK$3.36M · loan HK$3.36M · min. income ≈ HK$32,606/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$201,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,066
−HK$922/mo
▼ 0.25% · 3.875%
HK$17,524
−HK$464/mo
Today · 4.125%
HK$17,988
baseline
▲ 0.50% · 4.625%
HK$18,937
+HK$949/mo
Deposit HK$3.36M · loan HK$3.36M · min. income ≈ HK$35,976/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$201,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,409
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$18,981
−HK$582/mo
Today · 4.125%
HK$19,563
baseline
▲ 0.50% · 4.625%
HK$20,753
+HK$1,190/mo
Deposit HK$2.69M · loan HK$4.04M · min. income ≈ HK$39,126/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$201,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,480
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$21,029
−HK$557/mo
Today · 4.125%
HK$21,586
baseline
▲ 0.50% · 4.625%
HK$22,724
+HK$1,138/mo
Deposit HK$2.69M · loan HK$4.04M · min. income ≈ HK$43,172/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$201,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,477
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,145
−HK$679/mo
Today · 4.125%
HK$22,824
baseline
▲ 0.50% · 4.625%
HK$24,212
+HK$1,388/mo
Deposit HK$2.02M · loan HK$4.71M · min. income ≈ HK$45,648/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$201,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,893
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,534
−HK$650/mo
Today · 4.125%
HK$25,184
baseline
▲ 0.50% · 4.625%
HK$26,511
+HK$1,327/mo
Deposit HK$2.02M · loan HK$4.71M · min. income ≈ HK$50,368/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$201,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,613
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,472
−HK$873/mo
Today · 4.125%
HK$29,345
baseline
▲ 0.50% · 4.625%
HK$31,130
+HK$1,785/mo
Deposit HK$673K · loan HK$6.05M · min. income ≈ HK$58,690/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$201,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,719
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,543
−HK$836/mo
Today · 4.125%
HK$32,379
baseline
▲ 0.50% · 4.625%
HK$34,086
+HK$1,707/mo
Deposit HK$673K · loan HK$6.05M · min. income ≈ HK$64,758/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$201,828 · Scale 2, in force from 26 Feb 2026)