LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,428
−HK$9,621/mo
▼ 0.25% · 3.875%
HK$158,200
−HK$4,849/mo
Today · 4.125%
HK$163,049
baseline
▲ 0.50% · 4.625%
HK$172,970
+HK$9,921/mo
Deposit HK$33.64M · loan HK$33.64M · min. income ≈ HK$326,098/mo (50% DSR)
Upfront cash ≈ HK$36.50M (deposit + AVD stamp duty HK$2,859,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,687
−HK$9,222/mo
▼ 0.25% · 3.875%
HK$175,265
−HK$4,644/mo
Today · 4.125%
HK$179,909
baseline
▲ 0.50% · 4.625%
HK$189,392
+HK$9,483/mo
Deposit HK$33.64M · loan HK$33.64M · min. income ≈ HK$359,818/mo (50% DSR)
Upfront cash ≈ HK$36.50M (deposit + AVD stamp duty HK$2,859,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,114
−HK$11,545/mo
▼ 0.25% · 3.875%
HK$189,841
−HK$5,818/mo
Today · 4.125%
HK$195,659
baseline
▲ 0.50% · 4.625%
HK$207,565
+HK$11,906/mo
Deposit HK$26.91M · loan HK$40.37M · min. income ≈ HK$391,318/mo (50% DSR)
Upfront cash ≈ HK$29.77M (deposit + AVD stamp duty HK$2,859,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,825
−HK$11,066/mo
▼ 0.25% · 3.875%
HK$210,318
−HK$5,573/mo
Today · 4.125%
HK$215,891
baseline
▲ 0.50% · 4.625%
HK$227,270
+HK$11,379/mo
Deposit HK$26.91M · loan HK$40.37M · min. income ≈ HK$431,782/mo (50% DSR)
Upfront cash ≈ HK$29.77M (deposit + AVD stamp duty HK$2,859,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,799
−HK$13,470/mo
▼ 0.25% · 3.875%
HK$221,481
−HK$6,788/mo
Today · 4.125%
HK$228,269
baseline
▲ 0.50% · 4.625%
HK$242,159
+HK$13,890/mo
Deposit HK$20.19M · loan HK$47.10M · min. income ≈ HK$456,538/mo (50% DSR)
Upfront cash ≈ HK$23.05M (deposit + AVD stamp duty HK$2,859,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,962
−HK$12,910/mo
▼ 0.25% · 3.875%
HK$245,371
−HK$6,501/mo
Today · 4.125%
HK$251,872
baseline
▲ 0.50% · 4.625%
HK$265,149
+HK$13,277/mo
Deposit HK$20.19M · loan HK$47.10M · min. income ≈ HK$503,744/mo (50% DSR)
Upfront cash ≈ HK$23.05M (deposit + AVD stamp duty HK$2,859,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,170
−HK$17,319/mo
▼ 0.25% · 3.875%
HK$284,761
−HK$8,728/mo
Today · 4.125%
HK$293,489
baseline
▲ 0.50% · 4.625%
HK$311,347
+HK$17,858/mo
Deposit HK$6.73M · loan HK$60.56M · min. income ≈ HK$586,978/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$2,859,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,237
−HK$16,599/mo
▼ 0.25% · 3.875%
HK$315,477
−HK$8,359/mo
Today · 4.125%
HK$323,836
baseline
▲ 0.50% · 4.625%
HK$340,906
+HK$17,070/mo
Deposit HK$6.73M · loan HK$60.56M · min. income ≈ HK$647,672/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$2,859,630 · Scale 2, in force from 26 Feb 2026)