LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,443
−HK$9,622/mo
▼ 0.25% · 3.875%
HK$158,215
−HK$4,850/mo
Today · 4.125%
HK$163,065
baseline
▲ 0.50% · 4.625%
HK$172,987
+HK$9,922/mo
Deposit HK$33.65M · loan HK$33.65M · min. income ≈ HK$326,130/mo (50% DSR)
Upfront cash ≈ HK$36.51M (deposit + AVD stamp duty HK$2,859,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,703
−HK$9,223/mo
▼ 0.25% · 3.875%
HK$175,281
−HK$4,645/mo
Today · 4.125%
HK$179,926
baseline
▲ 0.50% · 4.625%
HK$189,410
+HK$9,484/mo
Deposit HK$33.65M · loan HK$33.65M · min. income ≈ HK$359,852/mo (50% DSR)
Upfront cash ≈ HK$36.51M (deposit + AVD stamp duty HK$2,859,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,131
−HK$11,547/mo
▼ 0.25% · 3.875%
HK$189,859
−HK$5,819/mo
Today · 4.125%
HK$195,678
baseline
▲ 0.50% · 4.625%
HK$207,584
+HK$11,906/mo
Deposit HK$26.92M · loan HK$40.38M · min. income ≈ HK$391,356/mo (50% DSR)
Upfront cash ≈ HK$29.78M (deposit + AVD stamp duty HK$2,859,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,844
−HK$11,067/mo
▼ 0.25% · 3.875%
HK$210,338
−HK$5,573/mo
Today · 4.125%
HK$215,911
baseline
▲ 0.50% · 4.625%
HK$227,292
+HK$11,381/mo
Deposit HK$26.92M · loan HK$40.38M · min. income ≈ HK$431,822/mo (50% DSR)
Upfront cash ≈ HK$29.78M (deposit + AVD stamp duty HK$2,859,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,820
−HK$13,471/mo
▼ 0.25% · 3.875%
HK$221,502
−HK$6,789/mo
Today · 4.125%
HK$228,291
baseline
▲ 0.50% · 4.625%
HK$242,182
+HK$13,891/mo
Deposit HK$20.19M · loan HK$47.10M · min. income ≈ HK$456,582/mo (50% DSR)
Upfront cash ≈ HK$23.05M (deposit + AVD stamp duty HK$2,859,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,985
−HK$12,911/mo
▼ 0.25% · 3.875%
HK$245,394
−HK$6,502/mo
Today · 4.125%
HK$251,896
baseline
▲ 0.50% · 4.625%
HK$265,174
+HK$13,278/mo
Deposit HK$20.19M · loan HK$47.10M · min. income ≈ HK$503,792/mo (50% DSR)
Upfront cash ≈ HK$23.05M (deposit + AVD stamp duty HK$2,859,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,197
−HK$17,320/mo
▼ 0.25% · 3.875%
HK$284,788
−HK$8,729/mo
Today · 4.125%
HK$293,517
baseline
▲ 0.50% · 4.625%
HK$311,376
+HK$17,859/mo
Deposit HK$6.73M · loan HK$60.56M · min. income ≈ HK$587,034/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$2,859,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,266
−HK$16,601/mo
▼ 0.25% · 3.875%
HK$315,507
−HK$8,360/mo
Today · 4.125%
HK$323,867
baseline
▲ 0.50% · 4.625%
HK$340,938
+HK$17,071/mo
Deposit HK$6.73M · loan HK$60.56M · min. income ≈ HK$647,734/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$2,859,902 · Scale 2, in force from 26 Feb 2026)