LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,458
−HK$9,623/mo
▼ 0.25% · 3.875%
HK$158,232
−HK$4,849/mo
Today · 4.125%
HK$163,081
baseline
▲ 0.50% · 4.625%
HK$173,004
+HK$9,923/mo
Deposit HK$33.65M · loan HK$33.65M · min. income ≈ HK$326,162/mo (50% DSR)
Upfront cash ≈ HK$36.51M (deposit + AVD stamp duty HK$2,860,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,721
−HK$9,223/mo
▼ 0.25% · 3.875%
HK$175,299
−HK$4,645/mo
Today · 4.125%
HK$179,944
baseline
▲ 0.50% · 4.625%
HK$189,429
+HK$9,485/mo
Deposit HK$33.65M · loan HK$33.65M · min. income ≈ HK$359,888/mo (50% DSR)
Upfront cash ≈ HK$36.51M (deposit + AVD stamp duty HK$2,860,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,150
−HK$11,548/mo
▼ 0.25% · 3.875%
HK$189,878
−HK$5,820/mo
Today · 4.125%
HK$195,698
baseline
▲ 0.50% · 4.625%
HK$207,605
+HK$11,907/mo
Deposit HK$26.92M · loan HK$40.38M · min. income ≈ HK$391,396/mo (50% DSR)
Upfront cash ≈ HK$29.78M (deposit + AVD stamp duty HK$2,860,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,865
−HK$11,068/mo
▼ 0.25% · 3.875%
HK$210,359
−HK$5,574/mo
Today · 4.125%
HK$215,933
baseline
▲ 0.50% · 4.625%
HK$227,315
+HK$11,382/mo
Deposit HK$26.92M · loan HK$40.38M · min. income ≈ HK$431,866/mo (50% DSR)
Upfront cash ≈ HK$29.78M (deposit + AVD stamp duty HK$2,860,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,841
−HK$13,473/mo
▼ 0.25% · 3.875%
HK$221,524
−HK$6,790/mo
Today · 4.125%
HK$228,314
baseline
▲ 0.50% · 4.625%
HK$242,206
+HK$13,892/mo
Deposit HK$20.19M · loan HK$47.11M · min. income ≈ HK$456,628/mo (50% DSR)
Upfront cash ≈ HK$23.05M (deposit + AVD stamp duty HK$2,860,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,009
−HK$12,913/mo
▼ 0.25% · 3.875%
HK$245,419
−HK$6,503/mo
Today · 4.125%
HK$251,922
baseline
▲ 0.50% · 4.625%
HK$265,201
+HK$13,279/mo
Deposit HK$20.19M · loan HK$47.11M · min. income ≈ HK$503,844/mo (50% DSR)
Upfront cash ≈ HK$23.05M (deposit + AVD stamp duty HK$2,860,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,225
−HK$17,321/mo
▼ 0.25% · 3.875%
HK$284,817
−HK$8,729/mo
Today · 4.125%
HK$293,546
baseline
▲ 0.50% · 4.625%
HK$311,408
+HK$17,862/mo
Deposit HK$6.73M · loan HK$60.57M · min. income ≈ HK$587,092/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$2,860,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,297
−HK$16,603/mo
▼ 0.25% · 3.875%
HK$315,539
−HK$8,361/mo
Today · 4.125%
HK$323,900
baseline
▲ 0.50% · 4.625%
HK$340,973
+HK$17,073/mo
Deposit HK$6.73M · loan HK$60.57M · min. income ≈ HK$647,800/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$2,860,193 · Scale 2, in force from 26 Feb 2026)