LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,470
−HK$9,623/mo
▼ 0.25% · 3.875%
HK$158,243
−HK$4,850/mo
Today · 4.125%
HK$163,093
baseline
▲ 0.50% · 4.625%
HK$173,017
+HK$9,924/mo
Deposit HK$33.65M · loan HK$33.65M · min. income ≈ HK$326,186/mo (50% DSR)
Upfront cash ≈ HK$36.51M (deposit + AVD stamp duty HK$2,860,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,733
−HK$9,225/mo
▼ 0.25% · 3.875%
HK$175,312
−HK$4,646/mo
Today · 4.125%
HK$179,958
baseline
▲ 0.50% · 4.625%
HK$189,443
+HK$9,485/mo
Deposit HK$33.65M · loan HK$33.65M · min. income ≈ HK$359,916/mo (50% DSR)
Upfront cash ≈ HK$36.51M (deposit + AVD stamp duty HK$2,860,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,163
−HK$11,549/mo
▼ 0.25% · 3.875%
HK$189,892
−HK$5,820/mo
Today · 4.125%
HK$195,712
baseline
▲ 0.50% · 4.625%
HK$207,621
+HK$11,909/mo
Deposit HK$26.92M · loan HK$40.38M · min. income ≈ HK$391,424/mo (50% DSR)
Upfront cash ≈ HK$29.78M (deposit + AVD stamp duty HK$2,860,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,880
−HK$11,069/mo
▼ 0.25% · 3.875%
HK$210,375
−HK$5,574/mo
Today · 4.125%
HK$215,949
baseline
▲ 0.50% · 4.625%
HK$227,332
+HK$11,383/mo
Deposit HK$26.92M · loan HK$40.38M · min. income ≈ HK$431,898/mo (50% DSR)
Upfront cash ≈ HK$29.78M (deposit + AVD stamp duty HK$2,860,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,857
−HK$13,474/mo
▼ 0.25% · 3.875%
HK$221,541
−HK$6,790/mo
Today · 4.125%
HK$228,331
baseline
▲ 0.50% · 4.625%
HK$242,224
+HK$13,893/mo
Deposit HK$20.19M · loan HK$47.11M · min. income ≈ HK$456,662/mo (50% DSR)
Upfront cash ≈ HK$23.05M (deposit + AVD stamp duty HK$2,860,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,027
−HK$12,914/mo
▼ 0.25% · 3.875%
HK$245,437
−HK$6,504/mo
Today · 4.125%
HK$251,941
baseline
▲ 0.50% · 4.625%
HK$265,221
+HK$13,280/mo
Deposit HK$20.19M · loan HK$47.11M · min. income ≈ HK$503,882/mo (50% DSR)
Upfront cash ≈ HK$23.05M (deposit + AVD stamp duty HK$2,860,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,245
−HK$17,323/mo
▼ 0.25% · 3.875%
HK$284,838
−HK$8,730/mo
Today · 4.125%
HK$293,568
baseline
▲ 0.50% · 4.625%
HK$311,431
+HK$17,863/mo
Deposit HK$6.73M · loan HK$60.57M · min. income ≈ HK$587,136/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$2,860,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,320
−HK$16,604/mo
▼ 0.25% · 3.875%
HK$315,562
−HK$8,362/mo
Today · 4.125%
HK$323,924
baseline
▲ 0.50% · 4.625%
HK$340,998
+HK$17,074/mo
Deposit HK$6.73M · loan HK$60.57M · min. income ≈ HK$647,848/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$2,860,406 · Scale 2, in force from 26 Feb 2026)