LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,491
−HK$9,625/mo
▼ 0.25% · 3.875%
HK$158,265
−HK$4,851/mo
Today · 4.125%
HK$163,116
baseline
▲ 0.50% · 4.625%
HK$173,042
+HK$9,926/mo
Deposit HK$33.66M · loan HK$33.66M · min. income ≈ HK$326,232/mo (50% DSR)
Upfront cash ≈ HK$36.52M (deposit + AVD stamp duty HK$2,860,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,757
−HK$9,226/mo
▼ 0.25% · 3.875%
HK$175,337
−HK$4,646/mo
Today · 4.125%
HK$179,983
baseline
▲ 0.50% · 4.625%
HK$189,470
+HK$9,487/mo
Deposit HK$33.66M · loan HK$33.66M · min. income ≈ HK$359,966/mo (50% DSR)
Upfront cash ≈ HK$36.52M (deposit + AVD stamp duty HK$2,860,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,189
−HK$11,551/mo
▼ 0.25% · 3.875%
HK$189,919
−HK$5,821/mo
Today · 4.125%
HK$195,740
baseline
▲ 0.50% · 4.625%
HK$207,650
+HK$11,910/mo
Deposit HK$26.93M · loan HK$40.39M · min. income ≈ HK$391,480/mo (50% DSR)
Upfront cash ≈ HK$29.79M (deposit + AVD stamp duty HK$2,860,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,909
−HK$11,070/mo
▼ 0.25% · 3.875%
HK$210,404
−HK$5,575/mo
Today · 4.125%
HK$215,979
baseline
▲ 0.50% · 4.625%
HK$227,364
+HK$11,385/mo
Deposit HK$26.93M · loan HK$40.39M · min. income ≈ HK$431,958/mo (50% DSR)
Upfront cash ≈ HK$29.79M (deposit + AVD stamp duty HK$2,860,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,887
−HK$13,476/mo
▼ 0.25% · 3.875%
HK$221,572
−HK$6,791/mo
Today · 4.125%
HK$228,363
baseline
▲ 0.50% · 4.625%
HK$242,258
+HK$13,895/mo
Deposit HK$20.19M · loan HK$47.12M · min. income ≈ HK$456,726/mo (50% DSR)
Upfront cash ≈ HK$23.05M (deposit + AVD stamp duty HK$2,860,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,060
−HK$12,916/mo
▼ 0.25% · 3.875%
HK$245,472
−HK$6,504/mo
Today · 4.125%
HK$251,976
baseline
▲ 0.50% · 4.625%
HK$265,258
+HK$13,282/mo
Deposit HK$20.19M · loan HK$47.12M · min. income ≈ HK$503,952/mo (50% DSR)
Upfront cash ≈ HK$23.05M (deposit + AVD stamp duty HK$2,860,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,284
−HK$17,325/mo
▼ 0.25% · 3.875%
HK$284,878
−HK$8,731/mo
Today · 4.125%
HK$293,609
baseline
▲ 0.50% · 4.625%
HK$311,475
+HK$17,866/mo
Deposit HK$6.73M · loan HK$60.58M · min. income ≈ HK$587,218/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$2,860,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,363
−HK$16,606/mo
▼ 0.25% · 3.875%
HK$315,606
−HK$8,363/mo
Today · 4.125%
HK$323,969
baseline
▲ 0.50% · 4.625%
HK$341,046
+HK$17,077/mo
Deposit HK$6.73M · loan HK$60.58M · min. income ≈ HK$647,938/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$2,860,806 · Scale 2, in force from 26 Feb 2026)