LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,504
−HK$9,626/mo
▼ 0.25% · 3.875%
HK$158,279
−HK$4,851/mo
Today · 4.125%
HK$163,130
baseline
▲ 0.50% · 4.625%
HK$173,056
+HK$9,926/mo
Deposit HK$33.66M · loan HK$33.66M · min. income ≈ HK$326,260/mo (50% DSR)
Upfront cash ≈ HK$36.52M (deposit + AVD stamp duty HK$2,861,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,771
−HK$9,227/mo
▼ 0.25% · 3.875%
HK$175,351
−HK$4,647/mo
Today · 4.125%
HK$179,998
baseline
▲ 0.50% · 4.625%
HK$189,485
+HK$9,487/mo
Deposit HK$33.66M · loan HK$33.66M · min. income ≈ HK$359,996/mo (50% DSR)
Upfront cash ≈ HK$36.52M (deposit + AVD stamp duty HK$2,861,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,204
−HK$11,552/mo
▼ 0.25% · 3.875%
HK$189,934
−HK$5,822/mo
Today · 4.125%
HK$195,756
baseline
▲ 0.50% · 4.625%
HK$207,667
+HK$11,911/mo
Deposit HK$26.93M · loan HK$40.39M · min. income ≈ HK$391,512/mo (50% DSR)
Upfront cash ≈ HK$29.79M (deposit + AVD stamp duty HK$2,861,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,926
−HK$11,071/mo
▼ 0.25% · 3.875%
HK$210,422
−HK$5,575/mo
Today · 4.125%
HK$215,997
baseline
▲ 0.50% · 4.625%
HK$227,383
+HK$11,386/mo
Deposit HK$26.93M · loan HK$40.39M · min. income ≈ HK$431,994/mo (50% DSR)
Upfront cash ≈ HK$29.79M (deposit + AVD stamp duty HK$2,861,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,905
−HK$13,477/mo
▼ 0.25% · 3.875%
HK$221,590
−HK$6,792/mo
Today · 4.125%
HK$228,382
baseline
▲ 0.50% · 4.625%
HK$242,278
+HK$13,896/mo
Deposit HK$20.20M · loan HK$47.12M · min. income ≈ HK$456,764/mo (50% DSR)
Upfront cash ≈ HK$23.06M (deposit + AVD stamp duty HK$2,861,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,080
−HK$12,917/mo
▼ 0.25% · 3.875%
HK$245,492
−HK$6,505/mo
Today · 4.125%
HK$251,997
baseline
▲ 0.50% · 4.625%
HK$265,280
+HK$13,283/mo
Deposit HK$20.20M · loan HK$47.12M · min. income ≈ HK$503,994/mo (50% DSR)
Upfront cash ≈ HK$23.06M (deposit + AVD stamp duty HK$2,861,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,307
−HK$17,327/mo
▼ 0.25% · 3.875%
HK$284,901
−HK$8,733/mo
Today · 4.125%
HK$293,634
baseline
▲ 0.50% · 4.625%
HK$311,500
+HK$17,866/mo
Deposit HK$6.73M · loan HK$60.59M · min. income ≈ HK$587,268/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$2,861,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,388
−HK$16,608/mo
▼ 0.25% · 3.875%
HK$315,632
−HK$8,364/mo
Today · 4.125%
HK$323,996
baseline
▲ 0.50% · 4.625%
HK$341,074
+HK$17,078/mo
Deposit HK$6.73M · loan HK$60.59M · min. income ≈ HK$647,992/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$2,861,042 · Scale 2, in force from 26 Feb 2026)