LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,521
−HK$9,628/mo
▼ 0.25% · 3.875%
HK$158,297
−HK$4,852/mo
Today · 4.125%
HK$163,149
baseline
▲ 0.50% · 4.625%
HK$173,076
+HK$9,927/mo
Deposit HK$33.66M · loan HK$33.66M · min. income ≈ HK$326,298/mo (50% DSR)
Upfront cash ≈ HK$36.52M (deposit + AVD stamp duty HK$2,861,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,791
−HK$9,227/mo
▼ 0.25% · 3.875%
HK$175,372
−HK$4,646/mo
Today · 4.125%
HK$180,018
baseline
▲ 0.50% · 4.625%
HK$189,507
+HK$9,489/mo
Deposit HK$33.66M · loan HK$33.66M · min. income ≈ HK$360,036/mo (50% DSR)
Upfront cash ≈ HK$36.52M (deposit + AVD stamp duty HK$2,861,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,226
−HK$11,552/mo
▼ 0.25% · 3.875%
HK$189,956
−HK$5,822/mo
Today · 4.125%
HK$195,778
baseline
▲ 0.50% · 4.625%
HK$207,691
+HK$11,913/mo
Deposit HK$26.93M · loan HK$40.40M · min. income ≈ HK$391,556/mo (50% DSR)
Upfront cash ≈ HK$29.79M (deposit + AVD stamp duty HK$2,861,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,949
−HK$11,073/mo
▼ 0.25% · 3.875%
HK$210,446
−HK$5,576/mo
Today · 4.125%
HK$216,022
baseline
▲ 0.50% · 4.625%
HK$227,409
+HK$11,387/mo
Deposit HK$26.93M · loan HK$40.40M · min. income ≈ HK$432,044/mo (50% DSR)
Upfront cash ≈ HK$29.79M (deposit + AVD stamp duty HK$2,861,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,930
−HK$13,478/mo
▼ 0.25% · 3.875%
HK$221,616
−HK$6,792/mo
Today · 4.125%
HK$228,408
baseline
▲ 0.50% · 4.625%
HK$242,306
+HK$13,898/mo
Deposit HK$20.20M · loan HK$47.13M · min. income ≈ HK$456,816/mo (50% DSR)
Upfront cash ≈ HK$23.06M (deposit + AVD stamp duty HK$2,861,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,107
−HK$12,919/mo
▼ 0.25% · 3.875%
HK$245,520
−HK$6,506/mo
Today · 4.125%
HK$252,026
baseline
▲ 0.50% · 4.625%
HK$265,310
+HK$13,284/mo
Deposit HK$20.20M · loan HK$47.13M · min. income ≈ HK$504,052/mo (50% DSR)
Upfront cash ≈ HK$23.06M (deposit + AVD stamp duty HK$2,861,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,339
−HK$17,328/mo
▼ 0.25% · 3.875%
HK$284,934
−HK$8,733/mo
Today · 4.125%
HK$293,667
baseline
▲ 0.50% · 4.625%
HK$311,536
+HK$17,869/mo
Deposit HK$6.73M · loan HK$60.59M · min. income ≈ HK$587,334/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$2,861,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,424
−HK$16,609/mo
▼ 0.25% · 3.875%
HK$315,669
−HK$8,364/mo
Today · 4.125%
HK$324,033
baseline
▲ 0.50% · 4.625%
HK$341,113
+HK$17,080/mo
Deposit HK$6.73M · loan HK$60.59M · min. income ≈ HK$648,066/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$2,861,372 · Scale 2, in force from 26 Feb 2026)