LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,353
−HK$962/mo
▼ 0.25% · 3.875%
HK$15,830
−HK$485/mo
Today · 4.125%
HK$16,315
baseline
▲ 0.50% · 4.625%
HK$17,308
+HK$993/mo
Deposit HK$3.37M · loan HK$3.37M · min. income ≈ HK$32,630/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$201,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,080
−HK$922/mo
▼ 0.25% · 3.875%
HK$17,538
−HK$464/mo
Today · 4.125%
HK$18,002
baseline
▲ 0.50% · 4.625%
HK$18,951
+HK$949/mo
Deposit HK$3.37M · loan HK$3.37M · min. income ≈ HK$36,004/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$201,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,423
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$18,996
−HK$583/mo
Today · 4.125%
HK$19,579
baseline
▲ 0.50% · 4.625%
HK$20,770
+HK$1,191/mo
Deposit HK$2.69M · loan HK$4.04M · min. income ≈ HK$39,158/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$201,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,496
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$21,045
−HK$558/mo
Today · 4.125%
HK$21,603
baseline
▲ 0.50% · 4.625%
HK$22,742
+HK$1,139/mo
Deposit HK$2.69M · loan HK$4.04M · min. income ≈ HK$43,206/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$201,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,494
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,162
−HK$680/mo
Today · 4.125%
HK$22,842
baseline
▲ 0.50% · 4.625%
HK$24,231
+HK$1,389/mo
Deposit HK$2.02M · loan HK$4.71M · min. income ≈ HK$45,684/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$201,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,912
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,553
−HK$650/mo
Today · 4.125%
HK$25,203
baseline
▲ 0.50% · 4.625%
HK$26,532
+HK$1,329/mo
Deposit HK$2.02M · loan HK$4.71M · min. income ≈ HK$50,406/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$201,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,635
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$28,494
−HK$874/mo
Today · 4.125%
HK$29,368
baseline
▲ 0.50% · 4.625%
HK$31,155
+HK$1,787/mo
Deposit HK$673K · loan HK$6.06M · min. income ≈ HK$58,736/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$201,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,743
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,568
−HK$836/mo
Today · 4.125%
HK$32,404
baseline
▲ 0.50% · 4.625%
HK$34,112
+HK$1,708/mo
Deposit HK$673K · loan HK$6.06M · min. income ≈ HK$64,808/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$201,987 · Scale 2, in force from 26 Feb 2026)