LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,529
−HK$9,628/mo
▼ 0.25% · 3.875%
HK$158,305
−HK$4,852/mo
Today · 4.125%
HK$163,157
baseline
▲ 0.50% · 4.625%
HK$173,084
+HK$9,927/mo
Deposit HK$33.66M · loan HK$33.66M · min. income ≈ HK$326,314/mo (50% DSR)
Upfront cash ≈ HK$36.53M (deposit + AVD stamp duty HK$2,861,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,800
−HK$9,227/mo
▼ 0.25% · 3.875%
HK$175,380
−HK$4,647/mo
Today · 4.125%
HK$180,027
baseline
▲ 0.50% · 4.625%
HK$189,517
+HK$9,490/mo
Deposit HK$33.66M · loan HK$33.66M · min. income ≈ HK$360,054/mo (50% DSR)
Upfront cash ≈ HK$36.53M (deposit + AVD stamp duty HK$2,861,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,235
−HK$11,553/mo
▼ 0.25% · 3.875%
HK$189,966
−HK$5,822/mo
Today · 4.125%
HK$195,788
baseline
▲ 0.50% · 4.625%
HK$207,701
+HK$11,913/mo
Deposit HK$26.93M · loan HK$40.40M · min. income ≈ HK$391,576/mo (50% DSR)
Upfront cash ≈ HK$29.79M (deposit + AVD stamp duty HK$2,861,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,960
−HK$11,073/mo
▼ 0.25% · 3.875%
HK$210,456
−HK$5,577/mo
Today · 4.125%
HK$216,033
baseline
▲ 0.50% · 4.625%
HK$227,420
+HK$11,387/mo
Deposit HK$26.93M · loan HK$40.40M · min. income ≈ HK$432,066/mo (50% DSR)
Upfront cash ≈ HK$29.79M (deposit + AVD stamp duty HK$2,861,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,941
−HK$13,478/mo
▼ 0.25% · 3.875%
HK$221,627
−HK$6,792/mo
Today · 4.125%
HK$228,419
baseline
▲ 0.50% · 4.625%
HK$242,318
+HK$13,899/mo
Deposit HK$20.20M · loan HK$47.13M · min. income ≈ HK$456,838/mo (50% DSR)
Upfront cash ≈ HK$23.06M (deposit + AVD stamp duty HK$2,861,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,119
−HK$12,919/mo
▼ 0.25% · 3.875%
HK$245,533
−HK$6,505/mo
Today · 4.125%
HK$252,038
baseline
▲ 0.50% · 4.625%
HK$265,324
+HK$13,286/mo
Deposit HK$20.20M · loan HK$47.13M · min. income ≈ HK$504,076/mo (50% DSR)
Upfront cash ≈ HK$23.06M (deposit + AVD stamp duty HK$2,861,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,352
−HK$17,330/mo
▼ 0.25% · 3.875%
HK$284,949
−HK$8,733/mo
Today · 4.125%
HK$293,682
baseline
▲ 0.50% · 4.625%
HK$311,552
+HK$17,870/mo
Deposit HK$6.73M · loan HK$60.60M · min. income ≈ HK$587,364/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$2,861,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,439
−HK$16,610/mo
▼ 0.25% · 3.875%
HK$315,685
−HK$8,364/mo
Today · 4.125%
HK$324,049
baseline
▲ 0.50% · 4.625%
HK$341,130
+HK$17,081/mo
Deposit HK$6.73M · loan HK$60.60M · min. income ≈ HK$648,098/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$2,861,516 · Scale 2, in force from 26 Feb 2026)