LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,355
−HK$962/mo
▼ 0.25% · 3.875%
HK$15,832
−HK$485/mo
Today · 4.125%
HK$16,317
baseline
▲ 0.50% · 4.625%
HK$17,310
+HK$993/mo
Deposit HK$3.37M · loan HK$3.37M · min. income ≈ HK$32,634/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$202,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,082
−HK$923/mo
▼ 0.25% · 3.875%
HK$17,540
−HK$465/mo
Today · 4.125%
HK$18,005
baseline
▲ 0.50% · 4.625%
HK$18,954
+HK$949/mo
Deposit HK$3.37M · loan HK$3.37M · min. income ≈ HK$36,010/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$202,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,426
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$18,999
−HK$582/mo
Today · 4.125%
HK$19,581
baseline
▲ 0.50% · 4.625%
HK$20,772
+HK$1,191/mo
Deposit HK$2.69M · loan HK$4.04M · min. income ≈ HK$39,162/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$202,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,498
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$21,048
−HK$558/mo
Today · 4.125%
HK$21,606
baseline
▲ 0.50% · 4.625%
HK$22,745
+HK$1,139/mo
Deposit HK$2.69M · loan HK$4.04M · min. income ≈ HK$43,212/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$202,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,496
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,165
−HK$679/mo
Today · 4.125%
HK$22,844
baseline
▲ 0.50% · 4.625%
HK$24,234
+HK$1,390/mo
Deposit HK$2.02M · loan HK$4.71M · min. income ≈ HK$45,688/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$202,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,915
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,556
−HK$651/mo
Today · 4.125%
HK$25,207
baseline
▲ 0.50% · 4.625%
HK$26,535
+HK$1,328/mo
Deposit HK$2.02M · loan HK$4.71M · min. income ≈ HK$50,414/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$202,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,638
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$28,498
−HK$873/mo
Today · 4.125%
HK$29,371
baseline
▲ 0.50% · 4.625%
HK$31,159
+HK$1,788/mo
Deposit HK$673K · loan HK$6.06M · min. income ≈ HK$58,742/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$202,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,747
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,572
−HK$836/mo
Today · 4.125%
HK$32,408
baseline
▲ 0.50% · 4.625%
HK$34,117
+HK$1,709/mo
Deposit HK$673K · loan HK$6.06M · min. income ≈ HK$64,816/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$202,012 · Scale 2, in force from 26 Feb 2026)