LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,570
−HK$9,631/mo
▼ 0.25% · 3.875%
HK$158,347
−HK$4,854/mo
Today · 4.125%
HK$163,201
baseline
▲ 0.50% · 4.625%
HK$173,131
+HK$9,930/mo
Deposit HK$33.67M · loan HK$33.67M · min. income ≈ HK$326,402/mo (50% DSR)
Upfront cash ≈ HK$36.54M (deposit + AVD stamp duty HK$2,862,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,845
−HK$9,231/mo
▼ 0.25% · 3.875%
HK$175,427
−HK$4,649/mo
Today · 4.125%
HK$180,076
baseline
▲ 0.50% · 4.625%
HK$189,568
+HK$9,492/mo
Deposit HK$33.67M · loan HK$33.67M · min. income ≈ HK$360,152/mo (50% DSR)
Upfront cash ≈ HK$36.54M (deposit + AVD stamp duty HK$2,862,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,284
−HK$11,557/mo
▼ 0.25% · 3.875%
HK$190,017
−HK$5,824/mo
Today · 4.125%
HK$195,841
baseline
▲ 0.50% · 4.625%
HK$207,757
+HK$11,916/mo
Deposit HK$26.94M · loan HK$40.41M · min. income ≈ HK$391,682/mo (50% DSR)
Upfront cash ≈ HK$29.80M (deposit + AVD stamp duty HK$2,862,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,015
−HK$11,076/mo
▼ 0.25% · 3.875%
HK$210,513
−HK$5,578/mo
Today · 4.125%
HK$216,091
baseline
▲ 0.50% · 4.625%
HK$227,481
+HK$11,390/mo
Deposit HK$26.94M · loan HK$40.41M · min. income ≈ HK$432,182/mo (50% DSR)
Upfront cash ≈ HK$29.80M (deposit + AVD stamp duty HK$2,862,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,998
−HK$13,483/mo
▼ 0.25% · 3.875%
HK$221,686
−HK$6,795/mo
Today · 4.125%
HK$228,481
baseline
▲ 0.50% · 4.625%
HK$242,383
+HK$13,902/mo
Deposit HK$20.20M · loan HK$47.14M · min. income ≈ HK$456,962/mo (50% DSR)
Upfront cash ≈ HK$23.07M (deposit + AVD stamp duty HK$2,862,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,184
−HK$12,922/mo
▼ 0.25% · 3.875%
HK$245,598
−HK$6,508/mo
Today · 4.125%
HK$252,106
baseline
▲ 0.50% · 4.625%
HK$265,395
+HK$13,289/mo
Deposit HK$20.20M · loan HK$47.14M · min. income ≈ HK$504,212/mo (50% DSR)
Upfront cash ≈ HK$23.07M (deposit + AVD stamp duty HK$2,862,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,427
−HK$17,334/mo
▼ 0.25% · 3.875%
HK$285,025
−HK$8,736/mo
Today · 4.125%
HK$293,761
baseline
▲ 0.50% · 4.625%
HK$311,636
+HK$17,875/mo
Deposit HK$6.73M · loan HK$60.61M · min. income ≈ HK$587,522/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$2,862,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,522
−HK$16,614/mo
▼ 0.25% · 3.875%
HK$315,769
−HK$8,367/mo
Today · 4.125%
HK$324,136
baseline
▲ 0.50% · 4.625%
HK$341,222
+HK$17,086/mo
Deposit HK$6.73M · loan HK$60.61M · min. income ≈ HK$648,272/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$2,862,283 · Scale 2, in force from 26 Feb 2026)