LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,585
−HK$9,631/mo
▼ 0.25% · 3.875%
HK$158,363
−HK$4,853/mo
Today · 4.125%
HK$163,216
baseline
▲ 0.50% · 4.625%
HK$173,148
+HK$9,932/mo
Deposit HK$33.68M · loan HK$33.68M · min. income ≈ HK$326,432/mo (50% DSR)
Upfront cash ≈ HK$36.54M (deposit + AVD stamp duty HK$2,862,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,862
−HK$9,231/mo
▼ 0.25% · 3.875%
HK$175,445
−HK$4,648/mo
Today · 4.125%
HK$180,093
baseline
▲ 0.50% · 4.625%
HK$189,586
+HK$9,493/mo
Deposit HK$33.68M · loan HK$33.68M · min. income ≈ HK$360,186/mo (50% DSR)
Upfront cash ≈ HK$36.54M (deposit + AVD stamp duty HK$2,862,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,302
−HK$11,558/mo
▼ 0.25% · 3.875%
HK$190,035
−HK$5,825/mo
Today · 4.125%
HK$195,860
baseline
▲ 0.50% · 4.625%
HK$207,777
+HK$11,917/mo
Deposit HK$26.94M · loan HK$40.41M · min. income ≈ HK$391,720/mo (50% DSR)
Upfront cash ≈ HK$29.80M (deposit + AVD stamp duty HK$2,862,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,035
−HK$11,077/mo
▼ 0.25% · 3.875%
HK$210,533
−HK$5,579/mo
Today · 4.125%
HK$216,112
baseline
▲ 0.50% · 4.625%
HK$227,503
+HK$11,391/mo
Deposit HK$26.94M · loan HK$40.41M · min. income ≈ HK$432,224/mo (50% DSR)
Upfront cash ≈ HK$29.80M (deposit + AVD stamp duty HK$2,862,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,019
−HK$13,484/mo
▼ 0.25% · 3.875%
HK$221,708
−HK$6,795/mo
Today · 4.125%
HK$228,503
baseline
▲ 0.50% · 4.625%
HK$242,407
+HK$13,904/mo
Deposit HK$20.21M · loan HK$47.15M · min. income ≈ HK$457,006/mo (50% DSR)
Upfront cash ≈ HK$23.07M (deposit + AVD stamp duty HK$2,862,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,207
−HK$12,924/mo
▼ 0.25% · 3.875%
HK$245,622
−HK$6,509/mo
Today · 4.125%
HK$252,131
baseline
▲ 0.50% · 4.625%
HK$265,421
+HK$13,290/mo
Deposit HK$20.21M · loan HK$47.15M · min. income ≈ HK$504,262/mo (50% DSR)
Upfront cash ≈ HK$23.07M (deposit + AVD stamp duty HK$2,862,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,454
−HK$17,336/mo
▼ 0.25% · 3.875%
HK$285,053
−HK$8,737/mo
Today · 4.125%
HK$293,790
baseline
▲ 0.50% · 4.625%
HK$311,666
+HK$17,876/mo
Deposit HK$6.74M · loan HK$60.62M · min. income ≈ HK$587,580/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$2,862,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,552
−HK$16,616/mo
▼ 0.25% · 3.875%
HK$315,800
−HK$8,368/mo
Today · 4.125%
HK$324,168
baseline
▲ 0.50% · 4.625%
HK$341,255
+HK$17,087/mo
Deposit HK$6.74M · loan HK$60.62M · min. income ≈ HK$648,336/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$2,862,562 · Scale 2, in force from 26 Feb 2026)