LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,612
−HK$9,633/mo
▼ 0.25% · 3.875%
HK$158,391
−HK$4,854/mo
Today · 4.125%
HK$163,245
baseline
▲ 0.50% · 4.625%
HK$173,178
+HK$9,933/mo
Deposit HK$33.68M · loan HK$33.68M · min. income ≈ HK$326,490/mo (50% DSR)
Upfront cash ≈ HK$36.55M (deposit + AVD stamp duty HK$2,863,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,892
−HK$9,233/mo
▼ 0.25% · 3.875%
HK$175,475
−HK$4,650/mo
Today · 4.125%
HK$180,125
baseline
▲ 0.50% · 4.625%
HK$189,620
+HK$9,495/mo
Deposit HK$33.68M · loan HK$33.68M · min. income ≈ HK$360,250/mo (50% DSR)
Upfront cash ≈ HK$36.55M (deposit + AVD stamp duty HK$2,863,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,335
−HK$11,559/mo
▼ 0.25% · 3.875%
HK$190,069
−HK$5,825/mo
Today · 4.125%
HK$195,894
baseline
▲ 0.50% · 4.625%
HK$207,814
+HK$11,920/mo
Deposit HK$26.95M · loan HK$40.42M · min. income ≈ HK$391,788/mo (50% DSR)
Upfront cash ≈ HK$29.81M (deposit + AVD stamp duty HK$2,863,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,071
−HK$11,079/mo
▼ 0.25% · 3.875%
HK$210,570
−HK$5,580/mo
Today · 4.125%
HK$216,150
baseline
▲ 0.50% · 4.625%
HK$227,543
+HK$11,393/mo
Deposit HK$26.95M · loan HK$40.42M · min. income ≈ HK$432,300/mo (50% DSR)
Upfront cash ≈ HK$29.81M (deposit + AVD stamp duty HK$2,863,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,057
−HK$13,486/mo
▼ 0.25% · 3.875%
HK$221,747
−HK$6,796/mo
Today · 4.125%
HK$228,543
baseline
▲ 0.50% · 4.625%
HK$242,450
+HK$13,907/mo
Deposit HK$20.21M · loan HK$47.16M · min. income ≈ HK$457,086/mo (50% DSR)
Upfront cash ≈ HK$23.07M (deposit + AVD stamp duty HK$2,863,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,249
−HK$12,926/mo
▼ 0.25% · 3.875%
HK$245,666
−HK$6,509/mo
Today · 4.125%
HK$252,175
baseline
▲ 0.50% · 4.625%
HK$265,467
+HK$13,292/mo
Deposit HK$20.21M · loan HK$47.16M · min. income ≈ HK$504,350/mo (50% DSR)
Upfront cash ≈ HK$23.07M (deposit + AVD stamp duty HK$2,863,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,502
−HK$17,339/mo
▼ 0.25% · 3.875%
HK$285,103
−HK$8,738/mo
Today · 4.125%
HK$293,841
baseline
▲ 0.50% · 4.625%
HK$311,721
+HK$17,880/mo
Deposit HK$6.74M · loan HK$60.63M · min. income ≈ HK$587,682/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$2,863,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,606
−HK$16,619/mo
▼ 0.25% · 3.875%
HK$315,856
−HK$8,369/mo
Today · 4.125%
HK$324,225
baseline
▲ 0.50% · 4.625%
HK$341,315
+HK$17,090/mo
Deposit HK$6.74M · loan HK$60.63M · min. income ≈ HK$648,450/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$2,863,066 · Scale 2, in force from 26 Feb 2026)