LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,361
−HK$964/mo
▼ 0.25% · 3.875%
HK$15,839
−HK$486/mo
Today · 4.125%
HK$16,325
baseline
▲ 0.50% · 4.625%
HK$17,318
+HK$993/mo
Deposit HK$3.37M · loan HK$3.37M · min. income ≈ HK$32,650/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$202,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,089
−HK$924/mo
▼ 0.25% · 3.875%
HK$17,548
−HK$465/mo
Today · 4.125%
HK$18,013
baseline
▲ 0.50% · 4.625%
HK$18,962
+HK$949/mo
Deposit HK$3.37M · loan HK$3.37M · min. income ≈ HK$36,026/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$202,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,434
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$19,007
−HK$583/mo
Today · 4.125%
HK$19,590
baseline
▲ 0.50% · 4.625%
HK$20,781
+HK$1,191/mo
Deposit HK$2.69M · loan HK$4.04M · min. income ≈ HK$39,180/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$202,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,507
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$21,057
−HK$558/mo
Today · 4.125%
HK$21,615
baseline
▲ 0.50% · 4.625%
HK$22,754
+HK$1,139/mo
Deposit HK$2.69M · loan HK$4.04M · min. income ≈ HK$43,230/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$202,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,506
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,175
−HK$679/mo
Today · 4.125%
HK$22,854
baseline
▲ 0.50% · 4.625%
HK$24,245
+HK$1,391/mo
Deposit HK$2.02M · loan HK$4.72M · min. income ≈ HK$45,708/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$202,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,925
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,567
−HK$651/mo
Today · 4.125%
HK$25,218
baseline
▲ 0.50% · 4.625%
HK$26,547
+HK$1,329/mo
Deposit HK$2.02M · loan HK$4.72M · min. income ≈ HK$50,436/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$202,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,650
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,510
−HK$874/mo
Today · 4.125%
HK$29,384
baseline
▲ 0.50% · 4.625%
HK$31,172
+HK$1,788/mo
Deposit HK$674K · loan HK$6.06M · min. income ≈ HK$58,768/mo (50% DSR)
Upfront cash ≈ HK$876K (deposit + AVD stamp duty HK$202,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,761
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,586
−HK$837/mo
Today · 4.125%
HK$32,423
baseline
▲ 0.50% · 4.625%
HK$34,132
+HK$1,709/mo
Deposit HK$674K · loan HK$6.06M · min. income ≈ HK$64,846/mo (50% DSR)
Upfront cash ≈ HK$876K (deposit + AVD stamp duty HK$202,100 · Scale 2, in force from 26 Feb 2026)