LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,616
−HK$9,633/mo
▼ 0.25% · 3.875%
HK$158,394
−HK$4,855/mo
Today · 4.125%
HK$163,249
baseline
▲ 0.50% · 4.625%
HK$173,182
+HK$9,933/mo
Deposit HK$33.68M · loan HK$33.68M · min. income ≈ HK$326,498/mo (50% DSR)
Upfront cash ≈ HK$36.55M (deposit + AVD stamp duty HK$2,863,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,896
−HK$9,233/mo
▼ 0.25% · 3.875%
HK$175,479
−HK$4,650/mo
Today · 4.125%
HK$180,129
baseline
▲ 0.50% · 4.625%
HK$189,624
+HK$9,495/mo
Deposit HK$33.68M · loan HK$33.68M · min. income ≈ HK$360,258/mo (50% DSR)
Upfront cash ≈ HK$36.55M (deposit + AVD stamp duty HK$2,863,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,339
−HK$11,559/mo
▼ 0.25% · 3.875%
HK$190,073
−HK$5,825/mo
Today · 4.125%
HK$195,898
baseline
▲ 0.50% · 4.625%
HK$207,818
+HK$11,920/mo
Deposit HK$26.95M · loan HK$40.42M · min. income ≈ HK$391,796/mo (50% DSR)
Upfront cash ≈ HK$29.81M (deposit + AVD stamp duty HK$2,863,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,075
−HK$11,080/mo
▼ 0.25% · 3.875%
HK$210,575
−HK$5,580/mo
Today · 4.125%
HK$216,155
baseline
▲ 0.50% · 4.625%
HK$227,548
+HK$11,393/mo
Deposit HK$26.95M · loan HK$40.42M · min. income ≈ HK$432,310/mo (50% DSR)
Upfront cash ≈ HK$29.81M (deposit + AVD stamp duty HK$2,863,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,062
−HK$13,486/mo
▼ 0.25% · 3.875%
HK$221,752
−HK$6,796/mo
Today · 4.125%
HK$228,548
baseline
▲ 0.50% · 4.625%
HK$242,455
+HK$13,907/mo
Deposit HK$20.21M · loan HK$47.16M · min. income ≈ HK$457,096/mo (50% DSR)
Upfront cash ≈ HK$23.07M (deposit + AVD stamp duty HK$2,863,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,254
−HK$12,926/mo
▼ 0.25% · 3.875%
HK$245,671
−HK$6,509/mo
Today · 4.125%
HK$252,180
baseline
▲ 0.50% · 4.625%
HK$265,473
+HK$13,293/mo
Deposit HK$20.21M · loan HK$47.16M · min. income ≈ HK$504,360/mo (50% DSR)
Upfront cash ≈ HK$23.07M (deposit + AVD stamp duty HK$2,863,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,508
−HK$17,340/mo
▼ 0.25% · 3.875%
HK$285,109
−HK$8,739/mo
Today · 4.125%
HK$293,848
baseline
▲ 0.50% · 4.625%
HK$311,728
+HK$17,880/mo
Deposit HK$6.74M · loan HK$60.63M · min. income ≈ HK$587,696/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$2,863,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,613
−HK$16,619/mo
▼ 0.25% · 3.875%
HK$315,863
−HK$8,369/mo
Today · 4.125%
HK$324,232
baseline
▲ 0.50% · 4.625%
HK$341,323
+HK$17,091/mo
Deposit HK$6.74M · loan HK$60.63M · min. income ≈ HK$648,464/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$2,863,128 · Scale 2, in force from 26 Feb 2026)