LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,618
−HK$9,633/mo
▼ 0.25% · 3.875%
HK$158,397
−HK$4,854/mo
Today · 4.125%
HK$163,251
baseline
▲ 0.50% · 4.625%
HK$173,185
+HK$9,934/mo
Deposit HK$33.68M · loan HK$33.68M · min. income ≈ HK$326,502/mo (50% DSR)
Upfront cash ≈ HK$36.55M (deposit + AVD stamp duty HK$2,863,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,899
−HK$9,233/mo
▼ 0.25% · 3.875%
HK$175,482
−HK$4,650/mo
Today · 4.125%
HK$180,132
baseline
▲ 0.50% · 4.625%
HK$189,627
+HK$9,495/mo
Deposit HK$33.68M · loan HK$33.68M · min. income ≈ HK$360,264/mo (50% DSR)
Upfront cash ≈ HK$36.55M (deposit + AVD stamp duty HK$2,863,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,342
−HK$11,560/mo
▼ 0.25% · 3.875%
HK$190,076
−HK$5,826/mo
Today · 4.125%
HK$195,902
baseline
▲ 0.50% · 4.625%
HK$207,822
+HK$11,920/mo
Deposit HK$26.95M · loan HK$40.42M · min. income ≈ HK$391,804/mo (50% DSR)
Upfront cash ≈ HK$29.81M (deposit + AVD stamp duty HK$2,863,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,079
−HK$11,079/mo
▼ 0.25% · 3.875%
HK$210,579
−HK$5,579/mo
Today · 4.125%
HK$216,158
baseline
▲ 0.50% · 4.625%
HK$227,552
+HK$11,394/mo
Deposit HK$26.95M · loan HK$40.42M · min. income ≈ HK$432,316/mo (50% DSR)
Upfront cash ≈ HK$29.81M (deposit + AVD stamp duty HK$2,863,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,066
−HK$13,486/mo
▼ 0.25% · 3.875%
HK$221,755
−HK$6,797/mo
Today · 4.125%
HK$228,552
baseline
▲ 0.50% · 4.625%
HK$242,459
+HK$13,907/mo
Deposit HK$20.21M · loan HK$47.16M · min. income ≈ HK$457,104/mo (50% DSR)
Upfront cash ≈ HK$23.07M (deposit + AVD stamp duty HK$2,863,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,258
−HK$12,927/mo
▼ 0.25% · 3.875%
HK$245,675
−HK$6,510/mo
Today · 4.125%
HK$252,185
baseline
▲ 0.50% · 4.625%
HK$265,478
+HK$13,293/mo
Deposit HK$20.21M · loan HK$47.16M · min. income ≈ HK$504,370/mo (50% DSR)
Upfront cash ≈ HK$23.07M (deposit + AVD stamp duty HK$2,863,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,513
−HK$17,340/mo
▼ 0.25% · 3.875%
HK$285,114
−HK$8,739/mo
Today · 4.125%
HK$293,853
baseline
▲ 0.50% · 4.625%
HK$311,733
+HK$17,880/mo
Deposit HK$6.74M · loan HK$60.63M · min. income ≈ HK$587,706/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$2,863,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,618
−HK$16,619/mo
▼ 0.25% · 3.875%
HK$315,868
−HK$8,369/mo
Today · 4.125%
HK$324,237
baseline
▲ 0.50% · 4.625%
HK$341,328
+HK$17,091/mo
Deposit HK$6.74M · loan HK$60.63M · min. income ≈ HK$648,474/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$2,863,177 · Scale 2, in force from 26 Feb 2026)