LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,680
−HK$9,637/mo
▼ 0.25% · 3.875%
HK$158,460
−HK$4,857/mo
Today · 4.125%
HK$163,317
baseline
▲ 0.50% · 4.625%
HK$173,255
+HK$9,938/mo
Deposit HK$33.70M · loan HK$33.70M · min. income ≈ HK$326,634/mo (50% DSR)
Upfront cash ≈ HK$36.56M (deposit + AVD stamp duty HK$2,864,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,967
−HK$9,237/mo
▼ 0.25% · 3.875%
HK$175,553
−HK$4,651/mo
Today · 4.125%
HK$180,204
baseline
▲ 0.50% · 4.625%
HK$189,703
+HK$9,499/mo
Deposit HK$33.70M · loan HK$33.70M · min. income ≈ HK$360,408/mo (50% DSR)
Upfront cash ≈ HK$36.56M (deposit + AVD stamp duty HK$2,864,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,416
−HK$11,564/mo
▼ 0.25% · 3.875%
HK$190,152
−HK$5,828/mo
Today · 4.125%
HK$195,980
baseline
▲ 0.50% · 4.625%
HK$207,905
+HK$11,925/mo
Deposit HK$26.96M · loan HK$40.44M · min. income ≈ HK$391,960/mo (50% DSR)
Upfront cash ≈ HK$29.82M (deposit + AVD stamp duty HK$2,864,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,161
−HK$11,084/mo
▼ 0.25% · 3.875%
HK$210,663
−HK$5,582/mo
Today · 4.125%
HK$216,245
baseline
▲ 0.50% · 4.625%
HK$227,644
+HK$11,399/mo
Deposit HK$26.96M · loan HK$40.44M · min. income ≈ HK$432,490/mo (50% DSR)
Upfront cash ≈ HK$29.82M (deposit + AVD stamp duty HK$2,864,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,152
−HK$13,492/mo
▼ 0.25% · 3.875%
HK$221,844
−HK$6,800/mo
Today · 4.125%
HK$228,644
baseline
▲ 0.50% · 4.625%
HK$242,556
+HK$13,912/mo
Deposit HK$20.22M · loan HK$47.18M · min. income ≈ HK$457,288/mo (50% DSR)
Upfront cash ≈ HK$23.08M (deposit + AVD stamp duty HK$2,864,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,354
−HK$12,932/mo
▼ 0.25% · 3.875%
HK$245,774
−HK$6,512/mo
Today · 4.125%
HK$252,286
baseline
▲ 0.50% · 4.625%
HK$265,584
+HK$13,298/mo
Deposit HK$20.22M · loan HK$47.18M · min. income ≈ HK$504,572/mo (50% DSR)
Upfront cash ≈ HK$23.08M (deposit + AVD stamp duty HK$2,864,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,624
−HK$17,347/mo
▼ 0.25% · 3.875%
HK$285,229
−HK$8,742/mo
Today · 4.125%
HK$293,971
baseline
▲ 0.50% · 4.625%
HK$311,858
+HK$17,887/mo
Deposit HK$6.74M · loan HK$60.66M · min. income ≈ HK$587,942/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$2,864,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,741
−HK$16,627/mo
▼ 0.25% · 3.875%
HK$315,995
−HK$8,373/mo
Today · 4.125%
HK$324,368
baseline
▲ 0.50% · 4.625%
HK$341,466
+HK$17,098/mo
Deposit HK$6.74M · loan HK$60.66M · min. income ≈ HK$648,736/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$2,864,327 · Scale 2, in force from 26 Feb 2026)