LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,702
−HK$9,639/mo
▼ 0.25% · 3.875%
HK$158,483
−HK$4,858/mo
Today · 4.125%
HK$163,341
baseline
▲ 0.50% · 4.625%
HK$173,280
+HK$9,939/mo
Deposit HK$33.70M · loan HK$33.70M · min. income ≈ HK$326,682/mo (50% DSR)
Upfront cash ≈ HK$36.57M (deposit + AVD stamp duty HK$2,864,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,992
−HK$9,238/mo
▼ 0.25% · 3.875%
HK$175,578
−HK$4,652/mo
Today · 4.125%
HK$180,230
baseline
▲ 0.50% · 4.625%
HK$189,730
+HK$9,500/mo
Deposit HK$33.70M · loan HK$33.70M · min. income ≈ HK$360,460/mo (50% DSR)
Upfront cash ≈ HK$36.57M (deposit + AVD stamp duty HK$2,864,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,443
−HK$11,566/mo
▼ 0.25% · 3.875%
HK$190,180
−HK$5,829/mo
Today · 4.125%
HK$196,009
baseline
▲ 0.50% · 4.625%
HK$207,935
+HK$11,926/mo
Deposit HK$26.96M · loan HK$40.44M · min. income ≈ HK$392,018/mo (50% DSR)
Upfront cash ≈ HK$29.83M (deposit + AVD stamp duty HK$2,864,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,191
−HK$11,085/mo
▼ 0.25% · 3.875%
HK$210,694
−HK$5,582/mo
Today · 4.125%
HK$216,276
baseline
▲ 0.50% · 4.625%
HK$227,677
+HK$11,401/mo
Deposit HK$26.96M · loan HK$40.44M · min. income ≈ HK$432,552/mo (50% DSR)
Upfront cash ≈ HK$29.83M (deposit + AVD stamp duty HK$2,864,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,183
−HK$13,494/mo
▼ 0.25% · 3.875%
HK$221,876
−HK$6,801/mo
Today · 4.125%
HK$228,677
baseline
▲ 0.50% · 4.625%
HK$242,591
+HK$13,914/mo
Deposit HK$20.22M · loan HK$47.18M · min. income ≈ HK$457,354/mo (50% DSR)
Upfront cash ≈ HK$23.09M (deposit + AVD stamp duty HK$2,864,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,389
−HK$12,933/mo
▼ 0.25% · 3.875%
HK$245,809
−HK$6,513/mo
Today · 4.125%
HK$252,322
baseline
▲ 0.50% · 4.625%
HK$265,623
+HK$13,301/mo
Deposit HK$20.22M · loan HK$47.18M · min. income ≈ HK$504,644/mo (50% DSR)
Upfront cash ≈ HK$23.09M (deposit + AVD stamp duty HK$2,864,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,664
−HK$17,349/mo
▼ 0.25% · 3.875%
HK$285,270
−HK$8,743/mo
Today · 4.125%
HK$294,013
baseline
▲ 0.50% · 4.625%
HK$311,903
+HK$17,890/mo
Deposit HK$6.74M · loan HK$60.67M · min. income ≈ HK$588,026/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$2,864,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,786
−HK$16,628/mo
▼ 0.25% · 3.875%
HK$316,040
−HK$8,374/mo
Today · 4.125%
HK$324,414
baseline
▲ 0.50% · 4.625%
HK$341,515
+HK$17,101/mo
Deposit HK$6.74M · loan HK$60.67M · min. income ≈ HK$648,828/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$2,864,740 · Scale 2, in force from 26 Feb 2026)