LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,710
−HK$9,639/mo
▼ 0.25% · 3.875%
HK$158,492
−HK$4,857/mo
Today · 4.125%
HK$163,349
baseline
▲ 0.50% · 4.625%
HK$173,289
+HK$9,940/mo
Deposit HK$33.70M · loan HK$33.70M · min. income ≈ HK$326,698/mo (50% DSR)
Upfront cash ≈ HK$36.57M (deposit + AVD stamp duty HK$2,864,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,001
−HK$9,239/mo
▼ 0.25% · 3.875%
HK$175,587
−HK$4,653/mo
Today · 4.125%
HK$180,240
baseline
▲ 0.50% · 4.625%
HK$189,741
+HK$9,501/mo
Deposit HK$33.70M · loan HK$33.70M · min. income ≈ HK$360,480/mo (50% DSR)
Upfront cash ≈ HK$36.57M (deposit + AVD stamp duty HK$2,864,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,453
−HK$11,566/mo
▼ 0.25% · 3.875%
HK$190,190
−HK$5,829/mo
Today · 4.125%
HK$196,019
baseline
▲ 0.50% · 4.625%
HK$207,947
+HK$11,928/mo
Deposit HK$26.96M · loan HK$40.45M · min. income ≈ HK$392,038/mo (50% DSR)
Upfront cash ≈ HK$29.83M (deposit + AVD stamp duty HK$2,864,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,202
−HK$11,086/mo
▼ 0.25% · 3.875%
HK$210,705
−HK$5,583/mo
Today · 4.125%
HK$216,288
baseline
▲ 0.50% · 4.625%
HK$227,689
+HK$11,401/mo
Deposit HK$26.96M · loan HK$40.45M · min. income ≈ HK$432,576/mo (50% DSR)
Upfront cash ≈ HK$29.83M (deposit + AVD stamp duty HK$2,864,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,195
−HK$13,494/mo
▼ 0.25% · 3.875%
HK$221,888
−HK$6,801/mo
Today · 4.125%
HK$228,689
baseline
▲ 0.50% · 4.625%
HK$242,604
+HK$13,915/mo
Deposit HK$20.22M · loan HK$47.19M · min. income ≈ HK$457,378/mo (50% DSR)
Upfront cash ≈ HK$23.09M (deposit + AVD stamp duty HK$2,864,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,402
−HK$12,934/mo
▼ 0.25% · 3.875%
HK$245,822
−HK$6,514/mo
Today · 4.125%
HK$252,336
baseline
▲ 0.50% · 4.625%
HK$265,637
+HK$13,301/mo
Deposit HK$20.22M · loan HK$47.19M · min. income ≈ HK$504,672/mo (50% DSR)
Upfront cash ≈ HK$23.09M (deposit + AVD stamp duty HK$2,864,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,679
−HK$17,350/mo
▼ 0.25% · 3.875%
HK$285,285
−HK$8,744/mo
Today · 4.125%
HK$294,029
baseline
▲ 0.50% · 4.625%
HK$311,920
+HK$17,891/mo
Deposit HK$6.74M · loan HK$60.67M · min. income ≈ HK$588,058/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$2,864,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,802
−HK$16,630/mo
▼ 0.25% · 3.875%
HK$316,057
−HK$8,375/mo
Today · 4.125%
HK$324,432
baseline
▲ 0.50% · 4.625%
HK$341,533
+HK$17,101/mo
Deposit HK$6.74M · loan HK$60.67M · min. income ≈ HK$648,864/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$2,864,895 · Scale 2, in force from 26 Feb 2026)