LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,730
−HK$9,640/mo
▼ 0.25% · 3.875%
HK$158,512
−HK$4,858/mo
Today · 4.125%
HK$163,370
baseline
▲ 0.50% · 4.625%
HK$173,311
+HK$9,941/mo
Deposit HK$33.71M · loan HK$33.71M · min. income ≈ HK$326,740/mo (50% DSR)
Upfront cash ≈ HK$36.57M (deposit + AVD stamp duty HK$2,865,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,023
−HK$9,240/mo
▼ 0.25% · 3.875%
HK$175,610
−HK$4,653/mo
Today · 4.125%
HK$180,263
baseline
▲ 0.50% · 4.625%
HK$189,765
+HK$9,502/mo
Deposit HK$33.71M · loan HK$33.71M · min. income ≈ HK$360,526/mo (50% DSR)
Upfront cash ≈ HK$36.57M (deposit + AVD stamp duty HK$2,865,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,476
−HK$11,568/mo
▼ 0.25% · 3.875%
HK$190,214
−HK$5,830/mo
Today · 4.125%
HK$196,044
baseline
▲ 0.50% · 4.625%
HK$207,973
+HK$11,929/mo
Deposit HK$26.97M · loan HK$40.45M · min. income ≈ HK$392,088/mo (50% DSR)
Upfront cash ≈ HK$29.83M (deposit + AVD stamp duty HK$2,865,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,228
−HK$11,087/mo
▼ 0.25% · 3.875%
HK$210,732
−HK$5,583/mo
Today · 4.125%
HK$216,315
baseline
▲ 0.50% · 4.625%
HK$227,718
+HK$11,403/mo
Deposit HK$26.97M · loan HK$40.45M · min. income ≈ HK$432,630/mo (50% DSR)
Upfront cash ≈ HK$29.83M (deposit + AVD stamp duty HK$2,865,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,222
−HK$13,496/mo
▼ 0.25% · 3.875%
HK$221,917
−HK$6,801/mo
Today · 4.125%
HK$228,718
baseline
▲ 0.50% · 4.625%
HK$242,635
+HK$13,917/mo
Deposit HK$20.23M · loan HK$47.19M · min. income ≈ HK$457,436/mo (50% DSR)
Upfront cash ≈ HK$23.09M (deposit + AVD stamp duty HK$2,865,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,432
−HK$12,936/mo
▼ 0.25% · 3.875%
HK$245,854
−HK$6,514/mo
Today · 4.125%
HK$252,368
baseline
▲ 0.50% · 4.625%
HK$265,671
+HK$13,303/mo
Deposit HK$20.23M · loan HK$47.19M · min. income ≈ HK$504,736/mo (50% DSR)
Upfront cash ≈ HK$23.09M (deposit + AVD stamp duty HK$2,865,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,714
−HK$17,352/mo
▼ 0.25% · 3.875%
HK$285,321
−HK$8,745/mo
Today · 4.125%
HK$294,066
baseline
▲ 0.50% · 4.625%
HK$311,960
+HK$17,894/mo
Deposit HK$6.74M · loan HK$60.68M · min. income ≈ HK$588,132/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$2,865,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,841
−HK$16,632/mo
▼ 0.25% · 3.875%
HK$316,098
−HK$8,375/mo
Today · 4.125%
HK$324,473
baseline
▲ 0.50% · 4.625%
HK$341,577
+HK$17,104/mo
Deposit HK$6.74M · loan HK$60.68M · min. income ≈ HK$648,946/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$2,865,258 · Scale 2, in force from 26 Feb 2026)