LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,746
−HK$9,641/mo
▼ 0.25% · 3.875%
HK$158,529
−HK$4,858/mo
Today · 4.125%
HK$163,387
baseline
▲ 0.50% · 4.625%
HK$173,329
+HK$9,942/mo
Deposit HK$33.71M · loan HK$33.71M · min. income ≈ HK$326,774/mo (50% DSR)
Upfront cash ≈ HK$36.58M (deposit + AVD stamp duty HK$2,865,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,041
−HK$9,241/mo
▼ 0.25% · 3.875%
HK$175,628
−HK$4,654/mo
Today · 4.125%
HK$180,282
baseline
▲ 0.50% · 4.625%
HK$189,785
+HK$9,503/mo
Deposit HK$33.71M · loan HK$33.71M · min. income ≈ HK$360,564/mo (50% DSR)
Upfront cash ≈ HK$36.58M (deposit + AVD stamp duty HK$2,865,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,495
−HK$11,570/mo
▼ 0.25% · 3.875%
HK$190,234
−HK$5,831/mo
Today · 4.125%
HK$196,065
baseline
▲ 0.50% · 4.625%
HK$207,995
+HK$11,930/mo
Deposit HK$26.97M · loan HK$40.45M · min. income ≈ HK$392,130/mo (50% DSR)
Upfront cash ≈ HK$29.84M (deposit + AVD stamp duty HK$2,865,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,249
−HK$11,089/mo
▼ 0.25% · 3.875%
HK$210,754
−HK$5,584/mo
Today · 4.125%
HK$216,338
baseline
▲ 0.50% · 4.625%
HK$227,742
+HK$11,404/mo
Deposit HK$26.97M · loan HK$40.45M · min. income ≈ HK$432,676/mo (50% DSR)
Upfront cash ≈ HK$29.84M (deposit + AVD stamp duty HK$2,865,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,245
−HK$13,497/mo
▼ 0.25% · 3.875%
HK$221,940
−HK$6,802/mo
Today · 4.125%
HK$228,742
baseline
▲ 0.50% · 4.625%
HK$242,661
+HK$13,919/mo
Deposit HK$20.23M · loan HK$47.20M · min. income ≈ HK$457,484/mo (50% DSR)
Upfront cash ≈ HK$23.09M (deposit + AVD stamp duty HK$2,865,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,458
−HK$12,937/mo
▼ 0.25% · 3.875%
HK$245,880
−HK$6,515/mo
Today · 4.125%
HK$252,395
baseline
▲ 0.50% · 4.625%
HK$265,699
+HK$13,304/mo
Deposit HK$20.23M · loan HK$47.20M · min. income ≈ HK$504,790/mo (50% DSR)
Upfront cash ≈ HK$23.09M (deposit + AVD stamp duty HK$2,865,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,743
−HK$17,354/mo
▼ 0.25% · 3.875%
HK$285,352
−HK$8,745/mo
Today · 4.125%
HK$294,097
baseline
▲ 0.50% · 4.625%
HK$311,993
+HK$17,896/mo
Deposit HK$6.74M · loan HK$60.68M · min. income ≈ HK$588,194/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$2,865,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,874
−HK$16,634/mo
▼ 0.25% · 3.875%
HK$316,131
−HK$8,377/mo
Today · 4.125%
HK$324,508
baseline
▲ 0.50% · 4.625%
HK$341,613
+HK$17,105/mo
Deposit HK$6.74M · loan HK$60.68M · min. income ≈ HK$649,016/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$2,865,562 · Scale 2, in force from 26 Feb 2026)