LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,757
−HK$9,642/mo
▼ 0.25% · 3.875%
HK$158,540
−HK$4,859/mo
Today · 4.125%
HK$163,399
baseline
▲ 0.50% · 4.625%
HK$173,341
+HK$9,942/mo
Deposit HK$33.71M · loan HK$33.71M · min. income ≈ HK$326,798/mo (50% DSR)
Upfront cash ≈ HK$36.58M (deposit + AVD stamp duty HK$2,865,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,053
−HK$9,242/mo
▼ 0.25% · 3.875%
HK$175,641
−HK$4,654/mo
Today · 4.125%
HK$180,295
baseline
▲ 0.50% · 4.625%
HK$189,798
+HK$9,503/mo
Deposit HK$33.71M · loan HK$33.71M · min. income ≈ HK$360,590/mo (50% DSR)
Upfront cash ≈ HK$36.58M (deposit + AVD stamp duty HK$2,865,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,508
−HK$11,571/mo
▼ 0.25% · 3.875%
HK$190,248
−HK$5,831/mo
Today · 4.125%
HK$196,079
baseline
▲ 0.50% · 4.625%
HK$208,010
+HK$11,931/mo
Deposit HK$26.97M · loan HK$40.46M · min. income ≈ HK$392,158/mo (50% DSR)
Upfront cash ≈ HK$29.84M (deposit + AVD stamp duty HK$2,865,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,264
−HK$11,089/mo
▼ 0.25% · 3.875%
HK$210,769
−HK$5,584/mo
Today · 4.125%
HK$216,353
baseline
▲ 0.50% · 4.625%
HK$227,758
+HK$11,405/mo
Deposit HK$26.97M · loan HK$40.46M · min. income ≈ HK$432,706/mo (50% DSR)
Upfront cash ≈ HK$29.84M (deposit + AVD stamp duty HK$2,865,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,260
−HK$13,498/mo
▼ 0.25% · 3.875%
HK$221,956
−HK$6,802/mo
Today · 4.125%
HK$228,758
baseline
▲ 0.50% · 4.625%
HK$242,678
+HK$13,920/mo
Deposit HK$20.23M · loan HK$47.20M · min. income ≈ HK$457,516/mo (50% DSR)
Upfront cash ≈ HK$23.09M (deposit + AVD stamp duty HK$2,865,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,474
−HK$12,938/mo
▼ 0.25% · 3.875%
HK$245,897
−HK$6,515/mo
Today · 4.125%
HK$252,412
baseline
▲ 0.50% · 4.625%
HK$265,717
+HK$13,305/mo
Deposit HK$20.23M · loan HK$47.20M · min. income ≈ HK$504,824/mo (50% DSR)
Upfront cash ≈ HK$23.09M (deposit + AVD stamp duty HK$2,865,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,762
−HK$17,356/mo
▼ 0.25% · 3.875%
HK$285,371
−HK$8,747/mo
Today · 4.125%
HK$294,118
baseline
▲ 0.50% · 4.625%
HK$312,014
+HK$17,896/mo
Deposit HK$6.74M · loan HK$60.69M · min. income ≈ HK$588,236/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$2,865,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,895
−HK$16,635/mo
▼ 0.25% · 3.875%
HK$316,153
−HK$8,377/mo
Today · 4.125%
HK$324,530
baseline
▲ 0.50% · 4.625%
HK$341,637
+HK$17,107/mo
Deposit HK$6.74M · loan HK$60.69M · min. income ≈ HK$649,060/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$2,865,761 · Scale 2, in force from 26 Feb 2026)