LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,775
−HK$9,643/mo
▼ 0.25% · 3.875%
HK$158,558
−HK$4,860/mo
Today · 4.125%
HK$163,418
baseline
▲ 0.50% · 4.625%
HK$173,362
+HK$9,944/mo
Deposit HK$33.72M · loan HK$33.72M · min. income ≈ HK$326,836/mo (50% DSR)
Upfront cash ≈ HK$36.58M (deposit + AVD stamp duty HK$2,866,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,073
−HK$9,243/mo
▼ 0.25% · 3.875%
HK$175,661
−HK$4,655/mo
Today · 4.125%
HK$180,316
baseline
▲ 0.50% · 4.625%
HK$189,820
+HK$9,504/mo
Deposit HK$33.72M · loan HK$33.72M · min. income ≈ HK$360,632/mo (50% DSR)
Upfront cash ≈ HK$36.58M (deposit + AVD stamp duty HK$2,866,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,530
−HK$11,572/mo
▼ 0.25% · 3.875%
HK$190,270
−HK$5,832/mo
Today · 4.125%
HK$196,102
baseline
▲ 0.50% · 4.625%
HK$208,034
+HK$11,932/mo
Deposit HK$26.98M · loan HK$40.46M · min. income ≈ HK$392,204/mo (50% DSR)
Upfront cash ≈ HK$29.84M (deposit + AVD stamp duty HK$2,866,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,288
−HK$11,091/mo
▼ 0.25% · 3.875%
HK$210,794
−HK$5,585/mo
Today · 4.125%
HK$216,379
baseline
▲ 0.50% · 4.625%
HK$227,785
+HK$11,406/mo
Deposit HK$26.98M · loan HK$40.46M · min. income ≈ HK$432,758/mo (50% DSR)
Upfront cash ≈ HK$29.84M (deposit + AVD stamp duty HK$2,866,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,285
−HK$13,500/mo
▼ 0.25% · 3.875%
HK$221,982
−HK$6,803/mo
Today · 4.125%
HK$228,785
baseline
▲ 0.50% · 4.625%
HK$242,706
+HK$13,921/mo
Deposit HK$20.23M · loan HK$47.21M · min. income ≈ HK$457,570/mo (50% DSR)
Upfront cash ≈ HK$23.10M (deposit + AVD stamp duty HK$2,866,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,502
−HK$12,940/mo
▼ 0.25% · 3.875%
HK$245,926
−HK$6,516/mo
Today · 4.125%
HK$252,442
baseline
▲ 0.50% · 4.625%
HK$265,749
+HK$13,307/mo
Deposit HK$20.23M · loan HK$47.21M · min. income ≈ HK$504,884/mo (50% DSR)
Upfront cash ≈ HK$23.10M (deposit + AVD stamp duty HK$2,866,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,795
−HK$17,358/mo
▼ 0.25% · 3.875%
HK$285,405
−HK$8,748/mo
Today · 4.125%
HK$294,153
baseline
▲ 0.50% · 4.625%
HK$312,051
+HK$17,898/mo
Deposit HK$6.74M · loan HK$60.69M · min. income ≈ HK$588,306/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$2,866,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,932
−HK$16,636/mo
▼ 0.25% · 3.875%
HK$316,190
−HK$8,378/mo
Today · 4.125%
HK$324,568
baseline
▲ 0.50% · 4.625%
HK$341,677
+HK$17,109/mo
Deposit HK$6.74M · loan HK$60.69M · min. income ≈ HK$649,136/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$2,866,099 · Scale 2, in force from 26 Feb 2026)