LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,782
−HK$9,644/mo
▼ 0.25% · 3.875%
HK$158,566
−HK$4,860/mo
Today · 4.125%
HK$163,426
baseline
▲ 0.50% · 4.625%
HK$173,370
+HK$9,944/mo
Deposit HK$33.72M · loan HK$33.72M · min. income ≈ HK$326,852/mo (50% DSR)
Upfront cash ≈ HK$36.59M (deposit + AVD stamp duty HK$2,866,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,081
−HK$9,243/mo
▼ 0.25% · 3.875%
HK$175,669
−HK$4,655/mo
Today · 4.125%
HK$180,324
baseline
▲ 0.50% · 4.625%
HK$189,829
+HK$9,505/mo
Deposit HK$33.72M · loan HK$33.72M · min. income ≈ HK$360,648/mo (50% DSR)
Upfront cash ≈ HK$36.59M (deposit + AVD stamp duty HK$2,866,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,539
−HK$11,572/mo
▼ 0.25% · 3.875%
HK$190,279
−HK$5,832/mo
Today · 4.125%
HK$196,111
baseline
▲ 0.50% · 4.625%
HK$208,044
+HK$11,933/mo
Deposit HK$26.98M · loan HK$40.46M · min. income ≈ HK$392,222/mo (50% DSR)
Upfront cash ≈ HK$29.84M (deposit + AVD stamp duty HK$2,866,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,297
−HK$11,092/mo
▼ 0.25% · 3.875%
HK$210,803
−HK$5,586/mo
Today · 4.125%
HK$216,389
baseline
▲ 0.50% · 4.625%
HK$227,795
+HK$11,406/mo
Deposit HK$26.98M · loan HK$40.46M · min. income ≈ HK$432,778/mo (50% DSR)
Upfront cash ≈ HK$29.84M (deposit + AVD stamp duty HK$2,866,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,295
−HK$13,501/mo
▼ 0.25% · 3.875%
HK$221,992
−HK$6,804/mo
Today · 4.125%
HK$228,796
baseline
▲ 0.50% · 4.625%
HK$242,718
+HK$13,922/mo
Deposit HK$20.23M · loan HK$47.21M · min. income ≈ HK$457,592/mo (50% DSR)
Upfront cash ≈ HK$23.10M (deposit + AVD stamp duty HK$2,866,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,514
−HK$12,940/mo
▼ 0.25% · 3.875%
HK$245,937
−HK$6,517/mo
Today · 4.125%
HK$252,454
baseline
▲ 0.50% · 4.625%
HK$265,761
+HK$13,307/mo
Deposit HK$20.23M · loan HK$47.21M · min. income ≈ HK$504,908/mo (50% DSR)
Upfront cash ≈ HK$23.10M (deposit + AVD stamp duty HK$2,866,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,808
−HK$17,358/mo
▼ 0.25% · 3.875%
HK$285,418
−HK$8,748/mo
Today · 4.125%
HK$294,166
baseline
▲ 0.50% · 4.625%
HK$312,066
+HK$17,900/mo
Deposit HK$6.74M · loan HK$60.70M · min. income ≈ HK$588,332/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$2,866,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,946
−HK$16,637/mo
▼ 0.25% · 3.875%
HK$316,205
−HK$8,378/mo
Today · 4.125%
HK$324,583
baseline
▲ 0.50% · 4.625%
HK$341,693
+HK$17,110/mo
Deposit HK$6.74M · loan HK$60.70M · min. income ≈ HK$649,166/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$2,866,232 · Scale 2, in force from 26 Feb 2026)