LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,787
−HK$9,643/mo
▼ 0.25% · 3.875%
HK$158,570
−HK$4,860/mo
Today · 4.125%
HK$163,430
baseline
▲ 0.50% · 4.625%
HK$173,375
+HK$9,945/mo
Deposit HK$33.72M · loan HK$33.72M · min. income ≈ HK$326,860/mo (50% DSR)
Upfront cash ≈ HK$36.59M (deposit + AVD stamp duty HK$2,866,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,086
−HK$9,243/mo
▼ 0.25% · 3.875%
HK$175,675
−HK$4,654/mo
Today · 4.125%
HK$180,329
baseline
▲ 0.50% · 4.625%
HK$189,835
+HK$9,506/mo
Deposit HK$33.72M · loan HK$33.72M · min. income ≈ HK$360,658/mo (50% DSR)
Upfront cash ≈ HK$36.59M (deposit + AVD stamp duty HK$2,866,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,544
−HK$11,573/mo
▼ 0.25% · 3.875%
HK$190,284
−HK$5,833/mo
Today · 4.125%
HK$196,117
baseline
▲ 0.50% · 4.625%
HK$208,050
+HK$11,933/mo
Deposit HK$26.98M · loan HK$40.47M · min. income ≈ HK$392,234/mo (50% DSR)
Upfront cash ≈ HK$29.84M (deposit + AVD stamp duty HK$2,866,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,303
−HK$11,092/mo
▼ 0.25% · 3.875%
HK$210,810
−HK$5,585/mo
Today · 4.125%
HK$216,395
baseline
▲ 0.50% · 4.625%
HK$227,802
+HK$11,407/mo
Deposit HK$26.98M · loan HK$40.47M · min. income ≈ HK$432,790/mo (50% DSR)
Upfront cash ≈ HK$29.84M (deposit + AVD stamp duty HK$2,866,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,301
−HK$13,502/mo
▼ 0.25% · 3.875%
HK$221,998
−HK$6,805/mo
Today · 4.125%
HK$228,803
baseline
▲ 0.50% · 4.625%
HK$242,725
+HK$13,922/mo
Deposit HK$20.23M · loan HK$47.21M · min. income ≈ HK$457,606/mo (50% DSR)
Upfront cash ≈ HK$23.10M (deposit + AVD stamp duty HK$2,866,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,521
−HK$12,940/mo
▼ 0.25% · 3.875%
HK$245,944
−HK$6,517/mo
Today · 4.125%
HK$252,461
baseline
▲ 0.50% · 4.625%
HK$265,769
+HK$13,308/mo
Deposit HK$20.23M · loan HK$47.21M · min. income ≈ HK$504,922/mo (50% DSR)
Upfront cash ≈ HK$23.10M (deposit + AVD stamp duty HK$2,866,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,816
−HK$17,359/mo
▼ 0.25% · 3.875%
HK$285,427
−HK$8,748/mo
Today · 4.125%
HK$294,175
baseline
▲ 0.50% · 4.625%
HK$312,075
+HK$17,900/mo
Deposit HK$6.74M · loan HK$60.70M · min. income ≈ HK$588,350/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$2,866,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,955
−HK$16,638/mo
▼ 0.25% · 3.875%
HK$316,214
−HK$8,379/mo
Today · 4.125%
HK$324,593
baseline
▲ 0.50% · 4.625%
HK$341,703
+HK$17,110/mo
Deposit HK$6.74M · loan HK$60.70M · min. income ≈ HK$649,186/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$2,866,316 · Scale 2, in force from 26 Feb 2026)