LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,822
−HK$9,646/mo
▼ 0.25% · 3.875%
HK$158,607
−HK$4,861/mo
Today · 4.125%
HK$163,468
baseline
▲ 0.50% · 4.625%
HK$173,415
+HK$9,947/mo
Deposit HK$33.73M · loan HK$33.73M · min. income ≈ HK$326,936/mo (50% DSR)
Upfront cash ≈ HK$36.60M (deposit + AVD stamp duty HK$2,866,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,125
−HK$9,246/mo
▼ 0.25% · 3.875%
HK$175,715
−HK$4,656/mo
Today · 4.125%
HK$180,371
baseline
▲ 0.50% · 4.625%
HK$189,878
+HK$9,507/mo
Deposit HK$33.73M · loan HK$33.73M · min. income ≈ HK$360,742/mo (50% DSR)
Upfront cash ≈ HK$36.60M (deposit + AVD stamp duty HK$2,866,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,586
−HK$11,576/mo
▼ 0.25% · 3.875%
HK$190,328
−HK$5,834/mo
Today · 4.125%
HK$196,162
baseline
▲ 0.50% · 4.625%
HK$208,098
+HK$11,936/mo
Deposit HK$26.98M · loan HK$40.47M · min. income ≈ HK$392,324/mo (50% DSR)
Upfront cash ≈ HK$29.85M (deposit + AVD stamp duty HK$2,866,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,351
−HK$11,094/mo
▼ 0.25% · 3.875%
HK$210,858
−HK$5,587/mo
Today · 4.125%
HK$216,445
baseline
▲ 0.50% · 4.625%
HK$227,854
+HK$11,409/mo
Deposit HK$26.98M · loan HK$40.47M · min. income ≈ HK$432,890/mo (50% DSR)
Upfront cash ≈ HK$29.85M (deposit + AVD stamp duty HK$2,866,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,351
−HK$13,504/mo
▼ 0.25% · 3.875%
HK$222,049
−HK$6,806/mo
Today · 4.125%
HK$228,855
baseline
▲ 0.50% · 4.625%
HK$242,781
+HK$13,926/mo
Deposit HK$20.24M · loan HK$47.22M · min. income ≈ HK$457,710/mo (50% DSR)
Upfront cash ≈ HK$23.10M (deposit + AVD stamp duty HK$2,866,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,576
−HK$12,943/mo
▼ 0.25% · 3.875%
HK$246,001
−HK$6,518/mo
Today · 4.125%
HK$252,519
baseline
▲ 0.50% · 4.625%
HK$265,830
+HK$13,311/mo
Deposit HK$20.24M · loan HK$47.22M · min. income ≈ HK$505,038/mo (50% DSR)
Upfront cash ≈ HK$23.10M (deposit + AVD stamp duty HK$2,866,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,880
−HK$17,362/mo
▼ 0.25% · 3.875%
HK$285,492
−HK$8,750/mo
Today · 4.125%
HK$294,242
baseline
▲ 0.50% · 4.625%
HK$312,146
+HK$17,904/mo
Deposit HK$6.75M · loan HK$60.71M · min. income ≈ HK$588,484/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$2,866,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,026
−HK$16,641/mo
▼ 0.25% · 3.875%
HK$316,287
−HK$8,380/mo
Today · 4.125%
HK$324,667
baseline
▲ 0.50% · 4.625%
HK$341,781
+HK$17,114/mo
Deposit HK$6.75M · loan HK$60.71M · min. income ≈ HK$649,334/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$2,866,974 · Scale 2, in force from 26 Feb 2026)