LTV · monthly repayment
▼ 0.50% · 3.625%
HK$153,865
−HK$9,649/mo
▼ 0.25% · 3.875%
HK$158,651
−HK$4,863/mo
Today · 4.125%
HK$163,514
baseline
▲ 0.50% · 4.625%
HK$173,463
+HK$9,949/mo
Deposit HK$33.74M · loan HK$33.74M · min. income ≈ HK$327,028/mo (50% DSR)
Upfront cash ≈ HK$36.61M (deposit + AVD stamp duty HK$2,867,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,173
−HK$9,248/mo
▼ 0.25% · 3.875%
HK$175,764
−HK$4,657/mo
Today · 4.125%
HK$180,421
baseline
▲ 0.50% · 4.625%
HK$189,931
+HK$9,510/mo
Deposit HK$33.74M · loan HK$33.74M · min. income ≈ HK$360,842/mo (50% DSR)
Upfront cash ≈ HK$36.61M (deposit + AVD stamp duty HK$2,867,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,638
−HK$11,578/mo
▼ 0.25% · 3.875%
HK$190,381
−HK$5,835/mo
Today · 4.125%
HK$196,216
baseline
▲ 0.50% · 4.625%
HK$208,156
+HK$11,940/mo
Deposit HK$26.99M · loan HK$40.49M · min. income ≈ HK$392,432/mo (50% DSR)
Upfront cash ≈ HK$29.86M (deposit + AVD stamp duty HK$2,867,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,408
−HK$11,097/mo
▼ 0.25% · 3.875%
HK$210,917
−HK$5,588/mo
Today · 4.125%
HK$216,505
baseline
▲ 0.50% · 4.625%
HK$227,918
+HK$11,413/mo
Deposit HK$26.99M · loan HK$40.49M · min. income ≈ HK$433,010/mo (50% DSR)
Upfront cash ≈ HK$29.86M (deposit + AVD stamp duty HK$2,867,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,411
−HK$13,508/mo
▼ 0.25% · 3.875%
HK$222,111
−HK$6,808/mo
Today · 4.125%
HK$228,919
baseline
▲ 0.50% · 4.625%
HK$242,848
+HK$13,929/mo
Deposit HK$20.24M · loan HK$47.23M · min. income ≈ HK$457,838/mo (50% DSR)
Upfront cash ≈ HK$23.11M (deposit + AVD stamp duty HK$2,867,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,643
−HK$12,947/mo
▼ 0.25% · 3.875%
HK$246,070
−HK$6,520/mo
Today · 4.125%
HK$252,590
baseline
▲ 0.50% · 4.625%
HK$265,904
+HK$13,314/mo
Deposit HK$20.24M · loan HK$47.23M · min. income ≈ HK$505,180/mo (50% DSR)
Upfront cash ≈ HK$23.11M (deposit + AVD stamp duty HK$2,867,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,957
−HK$17,368/mo
▼ 0.25% · 3.875%
HK$285,572
−HK$8,753/mo
Today · 4.125%
HK$294,325
baseline
▲ 0.50% · 4.625%
HK$312,234
+HK$17,909/mo
Deposit HK$6.75M · loan HK$60.73M · min. income ≈ HK$588,650/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$2,867,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,112
−HK$16,646/mo
▼ 0.25% · 3.875%
HK$316,375
−HK$8,383/mo
Today · 4.125%
HK$324,758
baseline
▲ 0.50% · 4.625%
HK$341,877
+HK$17,119/mo
Deposit HK$6.75M · loan HK$60.73M · min. income ≈ HK$649,516/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$2,867,775 · Scale 2, in force from 26 Feb 2026)